Glossary
SBA Terms

SCORE

Counselors to America's Small Business is a 12,400-member volunteer association sponsored by the SBA. SCORE matches volunteer business-management counselors with present prospective small business owners in need of expert advice.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Companion File
When an applicant has another application filed...
Equity
An accounting term used to...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Applicant/Co-Applicant
Business entity and person requesting...
Break-even Analysis
A calculation of the approximate sales...
Income Statement
Shows the entity’s income and...
Normal Gross Margin
The margin that would have been...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Business Activity
The business (or loss) activity of...
Phase 2
Process to be used to determine economic injury for...
Cash Flow Test
Part of the CET that determines if...
Adjusted Net Worth
Post disaster fair market value of tangible...
B/E (Business EIDL) Loan
A business loan that...

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