Glossary
SBA Terms

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Counselors to America's Small Business is a 12,400-member volunteer association sponsored by the SBA. SCORE matches volunteer business-management counselors with present prospective small business owners in need of expert advice.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Credit Score Test
Part of the home loan CET show a...
Prime Contract
A contract awarded directly...
Partnership
A type of unincorporated business org...
Credit Elsewhere Test (CET)
The test to determine the...
NAICS
NAICS codes are common...
Federal Acquisition Regulation (FAR)
The body of regulations which is...
Injury Analysis
Measures the effects of...
Normal Gross Margin
The margin that would have been...
Amortization
A non-cash operating expense that...
Cash-basis Accounting
records revenue when cash is...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Principal
the owner(s) of the Applicant Entity that...
Contracting
Purchasing, renting, leasing, or...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Current Liabilities
A balance sheet item, which...

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