Glossary
SBA Terms

Days Payable

A measure of the average time a company takes to pay vendors, equal to accounts payable divided by annual credit purchases times 365.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Normal Gross Margin
The margin that would have been...
Substantial Damage
This means uninsured or otherwise uncompensated...
Physical Loans
Funds to repair/replace dis...
Depreciation
A non-cash operating expense that...
GPM%
The measure of every sales dollar left...
Federal Acquisition Regulation (FAR)
The body of regulations which is...
Acquisition
The acquiring of supplies or...
Cash-basis Accounting
records revenue when cash is...
Partnering
A mutually beneficial business-to-bus...
Extraordinary Items
Additional expenses that are...
Adjusted Net Worth
Post disaster fair market value of tangible...
Break-even Analysis
A calculation of the approximate sales...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Principal
the owner(s) of the Applicant Entity that...
Certified 8(a) Firm
A firm owned and operated by socially and...

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