Glossary
SBA Terms

Days Payable

A measure of the average time a company takes to pay vendors, equal to accounts payable divided by annual credit purchases times 365.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Affiliate
Business concerns are affiliates if one concern...
Operating Leases
are deducted on the company’s...
Substantial Damage
This means uninsured or otherwise uncompensated...
Normal Annual Sales
Those sales that would have...
S-Corporation
A form of corporation, allowed by...
Prime Contract
A contract awarded directly...
B/E (Business EIDL) Loan
A business loan that...
Injury Analysis
Measures the effects of...
Trend Analysis
A comparative analysis of...
Small Business
A business smaller than...
Full and Open Competition
With respect to a contract action...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Phase 1
Process used to determine the...
Contract
A mutually binding legal rel..
Applicant Entity
The business entity requesting...

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