Glossary
SBA Terms

Days Payable

A measure of the average time a company takes to pay vendors, equal to accounts payable divided by annual credit purchases times 365.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Duplicated Interest
The amount of interest exp...
Contracting
Purchasing, renting, leasing, or...
Trend Analysis
A comparative analysis of...
Sole Proprietor
an individual who...
Corporation (C-corp.)
The most common form of business org...
Working Capital (WC)
The amount of current assets that...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Current Assets
A balance sheet item which equals...
Days Receivable
A measure of the average time a...
Current Liabilities
A balance sheet item, which...
Subsidiary
A company for which a majority of the...
SCORE
Counselors to America's Small Bus...
Defense Contractor
Any person who enters into...
Comparative Analysis
Is designed to point out significant trends that...
Acquisition
The acquiring of supplies or...

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