Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Days Receivable
A measure of the average time a...
S-Corporation
A form of corporation, allowed by...
Trend Analysis
A comparative analysis of...
Normal Annual Sales
Those sales that would have...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Capital Leases
are for the purchase of fixed assets such as...
Primary Activity
The major business activity of...
Applicant Individual
aka who is requesting an SBA loan...
Equity
An accounting term used to...
Hardship Waiver
Method used to approve a...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Guarantor
The legal entity and...
Lien
A legal claim against an...
Request for Proposal (RFP)
A document outlining a...
Applicant/Co-Applicant
Business entity and person requesting...

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