Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Substantial Damage
This means uninsured or otherwise uncompensated...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...
Applicant Entity
The business entity requesting...
Defense Contractor
Any person who enters into...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Business Activity
The business (or loss) activity of...
Federal Acquisition Regulation (FAR)
The body of regulations which is...
Small Disadvantaged Business Concern
A small business concern that...
Assets
The amount of current assets that is left...
Cash-basis Accounting
records revenue when cash is...
Small Business
A business smaller than...
S-Corporation
A form of corporation, allowed by...
Break-even Analysis
A calculation of the approximate sales...
Contractor Team Arrangement
An arrangement in which...
Affiliated Group
When two or more...

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