Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Electronic Data Interchange
Transmission of information bet...
SCORE
Counselors to America's Small Bus...
Normal Gross Margin
The margin that would have been...
Days Receivable
A measure of the average time a...
Defense Contractor
Any person who enters into...
Physical Loans
Funds to repair/replace dis...
Capital Leases
are for the purchase of fixed assets such as...
NAICS
NAICS codes are common...
Guarantor
The legal entity and...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Cash-basis Accounting
records revenue when cash is...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Current Assets
A balance sheet item which equals...

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