Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Negotiation
Contracting through the use of...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Physical Loans
Funds to repair/replace dis...
Collateral
Assets pledged by a borrower to secure a loan...
Primary Activity
The major business activity of...
Injury Period
The time period during...
Fair and Reasonable Price
A price that is fair to both parties...
Affiliates
Business concerns, organizations, or...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Contractor Team Arrangement
An arrangement in which...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Break-even Analysis
A calculation of the approximate sales...
Joint Venture
In the SBA Mentor-Protégé Program...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Capital Leases
are for the purchase of fixed assets such as...

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