Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Normal Annual Sales
Those sales that would have...
Negotiation
Contracting through the use of...
Credit Score Test
Part of the home loan CET show a...
Phase 1
Process used to determine the...
Primary Activity
The major business activity of...
Contractor Team Arrangement
An arrangement in which...
Limited Partnership
A business organization with one or...
Income Statement
Shows the entity’s income and...
Physical Loans
Funds to repair/replace dis...
Subsidiary
A company for which a majority of the...
Substantial Damage
This means uninsured or otherwise uncompensated...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Contracting
Purchasing, renting, leasing, or...
Emerging Small Business
A small business concern whose...
Mentor
A business, usually large, or...

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