Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Contracting Officer
A person with the authority to...
Cash Flow Test
Part of the CET that determines if...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
SCORE
Counselors to America's Small Bus...
Assets
The amount of current assets that is left...
GPM%
The measure of every sales dollar left...
Adjusted Net Worth
Post disaster fair market value of tangible...
Collateral
Assets pledged by a borrower to secure a loan...
Days Payable
A measure of the average time a...
Partnering
A mutually beneficial business-to-bus...
Limited Partnership
A business organization with one or...
Credit Score Test
Part of the home loan CET show a...
Injury Analysis
Measures the effects of...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
Applicant Entity
The business entity requesting...

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