Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Depreciation
A non-cash operating expense that...
Corporation (C-corp.)
The most common form of business org...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Normal Gross Margin
The margin that would have been...
Contract
A mutually binding legal rel..
Injury Analysis
Measures the effects of...
Guarantor
The legal entity and...
Subcontract
A contract between a prime cont...
Phase 2
Process to be used to determine economic injury for...
Primary Activity
The major business activity of...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
NAICS
NAICS codes are common...
Duplicated Interest
The amount of interest exp...
Credit Score Test
Part of the home loan CET show a...

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