Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Break-even Analysis
A calculation of the approximate sales...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Affiliates
Business concerns, organizations, or...
Applicant Entity
The business entity requesting...
Working Capital (WC)
The amount of current assets that...
P&L (Profit and Loss Statement)
also considered as Income Statement or...
Injury Period
The time period during...
Collateral
Assets pledged by a borrower to secure a loan...
Sole Proprietor
an individual who...
Trend Analysis
A comparative analysis of...
Guarantor
The legal entity and...
Protégé
A firm in a developmental stage that...
Current Assets
A balance sheet item which equals...
Hardship Waiver
Method used to approve a...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...

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