Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Acquisition
The acquiring of supplies or...
Subsidiary
A company for which a majority of the...
Negotiation
Contracting through the use of...
Companion File
When an applicant has another application filed...
Small Business
A business smaller than...
Phase 2
Process to be used to determine economic injury for...
Contracting
Purchasing, renting, leasing, or...
Business Activity
The business (or loss) activity of...
Partnership
A type of unincorporated business org...
NAICS
NAICS codes are common...
Credit Score Test
Part of the home loan CET show a...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Primary Activity
The major business activity of...
Intermediary Organization
Organizations that play a funda...
Adjusted Net Worth
Post disaster fair market value of tangible...

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