Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Limited Partnership
A business organization with one or...
Subcontract
A contract between a prime cont...
Break-even Analysis
A calculation of the approximate sales...
Contracting Officer
A person with the authority to...
Physical Loans
Funds to repair/replace dis...
Phase 2
Process to be used to determine economic injury for...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Request for Proposal (RFP)
A document outlining a...
Certificate of Competency
A certificate issued by the Small Bus...
SCORE
Counselors to America's Small Bus...
Principal
the owner(s) of the Applicant Entity that...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Contract
A mutually binding legal rel..
Prime Contract
A contract awarded directly...
Normal Gross Margin
The margin that would have been...

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