Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Intermediary Organization
Organizations that play a funda...
Days Receivable
A measure of the average time a...
NAICS
NAICS codes are common...
Phase 2
Process to be used to determine economic injury for...
Small Business
A business smaller than...
Duplicated Interest
The amount of interest exp...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Partnering
A mutually beneficial business-to-bus...
Liabilities
A financial obligation...
Affiliates
Business concerns, organizations, or...
Limited Partnership
A business organization with one or...
Working Capital (WC)
The amount of current assets that...
Phase 1
Process used to determine the...
Certified 8(a) Firm
A firm owned and operated by socially and...
Adjusted Net Worth
Post disaster fair market value of tangible...

Get the quick rundown on SBA Loans

Join over 4,000+ small business owners already growing with us.