Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Fair and Reasonable Price
A price that is fair to both parties...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Injury Analysis
Measures the effects of...
S-Corporation
A form of corporation, allowed by...
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Subsidiary
A company for which a majority of the...
Current Assets
A balance sheet item which equals...
Full and Open Competition
With respect to a contract action...
Defense Contractor
Any person who enters into...
SCORE
Counselors to America's Small Bus...
Equity
An accounting term used to...
Contract
A mutually binding legal rel..
Normal Gross Margin
The margin that would have been...
Days Receivable
A measure of the average time a...
Available Asset Test
Part of the CET that determines if an applicant(s) has...

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