Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Small Disadvantaged Business Concern
A small business concern that...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Current Assets
A balance sheet item which equals...
Affiliates
Business concerns, organizations, or...
Sole Proprietor
an individual who...
Extraordinary Items
Additional expenses that are...
Credit Score Test
Part of the home loan CET show a...
Primary Activity
The major business activity of...
Contractor Team Arrangement
An arrangement in which...
Partnership
A type of unincorporated business org...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Credit Elsewhere Test (CET)
The test to determine the...
Assets
The amount of current assets that is left...
NAICS
NAICS codes are common...

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