Glossary
SBA Terms

Defense Contractor

Any person who enters into a contract with the United States for the production of material or for the performance of services for the national defense.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
GPM%
The measure of every sales dollar left...
Injury Period
The time period during...
Amortization
A non-cash operating expense that...
Best and Final Offer
For negotiated procurements...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Contract
A mutually binding legal rel..
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Protégé
A firm in a developmental stage that...
Corporation (C-corp.)
The most common form of business org...
Applicant Entity
The business entity requesting...
Days Receivable
A measure of the average time a...
Cash Flow Test
Part of the CET that determines if...
Guarantor
The legal entity and...
P&L (Profit and Loss Statement)
also considered as Income Statement or...

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