Loan Types
SBA Loan Types
Learn more about each type of SBA loan
7(a) SBA Loans ->
504 SBA Loans ->
SBA Microloans ->
SBA Disaster Loans ->
Loan Purposes
SBA Loan Purposes
Here are 4 popular ways SBA loans are used
Buy a new business ->
Buy or refinance real estate ->
Enhance a current business ->
Refinance existing debt ->
FAQs
What is an SBA 7a loan?
What is a 504 loan?
What is a Microloan?
What are SBA loan rates?
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Glossary
SBA Terms
Source: SBA.gov
Injury Period
The time period during which the business feels the adverse effects of the disaster.
Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans
SBA 504 Loans
SBA 504 loans
are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans
SBA Microloans
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary
Common SBA Terms
Everything you need to know about common terms used to discuss SBA Loans.
Small Disadvantaged Business Concern
A small business concern that...
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Affiliated Group
When two or more...
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Break-even Analysis
A calculation of the approximate sales...
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Schedule of Liabilities
A business debt schedule that lists all of the debts...
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Trend Analysis
A comparative analysis of...
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Emerging Small Business
A small business concern whose...
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SCORE
Counselors to America's Small Bus...
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Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
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P&L (Profit and Loss Statement)
also considered as Income Statement or...
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Working Capital (WC)
The amount of current assets that...
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Lien
A legal claim against an...
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Protégé
A firm in a developmental stage that...
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Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
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Days Receivable
A measure of the average time a...
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Depreciation
A non-cash operating expense that...
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