Loan Types
SBA Loan Types
Learn more about each type of SBA loan
7(a) SBA Loans ->
504 SBA Loans ->
SBA Microloans ->
SBA Disaster Loans ->
Loan Purposes
SBA Loan Purposes
Here are 4 popular ways SBA loans are used
Buy a new business ->
Buy or refinance real estate ->
Enhance a current business ->
Refinance existing debt ->
FAQs
What is an SBA 7a loan?
What is a 504 loan?
What is a Microloan?
What are SBA loan rates?
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Latest SBA Loan Rates ->
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Glossary
SBA Terms
Source: SBA.gov
Affiliated Group
When two or more distinct legal entities are affiliated.
Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans
SBA 504 Loans
SBA 504 loans
are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans
SBA Microloans
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary
Common SBA Terms
Everything you need to know about common terms used to discuss SBA Loans.
Request for Proposal (RFP)
A document outlining a...
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Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
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Partnership
A type of unincorporated business org...
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Small Business
A business smaller than...
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Amortization
A non-cash operating expense that...
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Contract
A mutually binding legal rel..
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Projection
An estimate of future economic or...
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Applicant Individual
aka who is requesting an SBA loan...
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Collateral
Assets pledged by a borrower to secure a loan...
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Affiliates
Business concerns, organizations, or...
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Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
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Protégé
A firm in a developmental stage that...
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Normal Gross Margin
The margin that would have been...
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Federal Acquisition Regulation (FAR)
The body of regulations which is...
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Primary Activity
The major business activity of...
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