Glossary
SBA Terms

Projection

An estimate of future economic or financial performance. Generally presented in the form of a Profit and Loss StatementP&L.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Capital Leases
are for the purchase of fixed assets such as...
Small Disadvantaged Business Concern
A small business concern that...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Protégé
A firm in a developmental stage that...
Negotiation
Contracting through the use of...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
P&L (Profit and Loss Statement)
also considered as Income Statement or...
Substantial Damage
This means uninsured or otherwise uncompensated...
Affiliate
Business concerns are affiliates if one concern...
Days Payable
A measure of the average time a...
Operating Leases
are deducted on the company’s...
Adjusted Net Worth
Post disaster fair market value of tangible...
Amortization
A non-cash operating expense that...
Contract
A mutually binding legal rel..
Credit Score Test
Part of the home loan CET show a...

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