Glossary
SBA Terms

Projection

An estimate of future economic or financial performance. Generally presented in the form of a Profit and Loss StatementP&L.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Business Activity
The business (or loss) activity of...
Normal Gross Margin
The margin that would have been...
Affiliate
Business concerns are affiliates if one concern...
Days Receivable
A measure of the average time a...
Income Statement
Shows the entity’s income and...
Trend Analysis
A comparative analysis of...
Adjusted Net Worth
Post disaster fair market value of tangible...
Injury Analysis
Measures the effects of...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Companion File
When an applicant has another application filed...
Subsidiary
A company for which a majority of the...
Full and Open Competition
With respect to a contract action...
SCORE
Counselors to America's Small Bus...
Current Liabilities
A balance sheet item, which...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...

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