Glossary
SBA Terms

Projection

An estimate of future economic or financial performance. Generally presented in the form of a Profit and Loss StatementP&L.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
S-Corporation
A form of corporation, allowed by...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Break-even Analysis
A calculation of the approximate sales...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Partnership
A type of unincorporated business org...
Credit Elsewhere Test (CET)
The test to determine the...
Duplicated Interest
The amount of interest exp...
Operating Leases
are deducted on the company’s...
Small Business
A business smaller than...
Normal Gross Margin
The margin that would have been...
Cash Flow Test
Part of the CET that determines if...
Injury Analysis
Measures the effects of...

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