Glossary
SBA Terms

Projection

An estimate of future economic or financial performance. Generally presented in the form of a Profit and Loss StatementP&L.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Substantial Damage
This means uninsured or otherwise uncompensated...
Comparative Analysis
Is designed to point out significant trends that...
Partnership
A type of unincorporated business org...
Standard Industrial Classification (SIC) Code
A code representing a category within...
Request for Proposal (RFP)
A document outlining a...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Break-even Analysis
A calculation of the approximate sales...
Intermediary Organization
Organizations that play a funda...
Liabilities
A financial obligation...
Injury Period
The time period during...
Applicant Individual
aka who is requesting an SBA loan...
Cash Flow Test
Part of the CET that determines if...
Protégé
A firm in a developmental stage that...
Fair and Reasonable Price
A price that is fair to both parties...
Days Payable
A measure of the average time a...

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