Glossary
SBA Terms

Projection

An estimate of future economic or financial performance. Generally presented in the form of a Profit and Loss StatementP&L.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Physical Loans
Funds to repair/replace dis...
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
GPM%
The measure of every sales dollar left...
Best and Final Offer
For negotiated procurements...
Applicant/Co-Applicant
Business entity and person requesting...
Fair and Reasonable Price
A price that is fair to both parties...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Injury Period
The time period during...
Days Receivable
A measure of the average time a...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
P&L (Profit and Loss Statement)
also considered as Income Statement or...
Full and Open Competition
With respect to a contract action...
Intermediary Organization
Organizations that play a funda...
Applicant Entity
The business entity requesting...
Cash Flow Test
Part of the CET that determines if...

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