Glossary
SBA Terms

Small Business Innovative Research (SBIR) Contract

A type of contract designed to foster technological innovation by small businesses with 500 or fewer employees. The SBIR contract program provides for a three-phased approach to research and development projects: technological feasibility and concept development; the primary research effort; and the conversion of the technology to a commercial application.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Best and Final Offer
For negotiated procurements...
Affiliated Group
When two or more...
Mentor
A business, usually large, or...
Hardship Waiver
Method used to approve a...
Limited Partnership
A business organization with one or...
Intermediary Organization
Organizations that play a funda...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Adjusted Net Worth
Post disaster fair market value of tangible...
Affiliates
Business concerns, organizations, or...
S-Corporation
A form of corporation, allowed by...
Subsidiary
A company for which a majority of the...
Cash-basis Accounting
records revenue when cash is...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Emerging Small Business
A small business concern whose...

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