Glossary
SBA Terms

Small Business Innovative Research (SBIR) Contract

A type of contract designed to foster technological innovation by small businesses with 500 or fewer employees. The SBIR contract program provides for a three-phased approach to research and development projects: technological feasibility and concept development; the primary research effort; and the conversion of the technology to a commercial application.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Partnering
A mutually beneficial business-to-bus...
Trend Analysis
A comparative analysis of...
Injury Period
The time period during...
Days Payable
A measure of the average time a...
Principal
the owner(s) of the Applicant Entity that...
Fair and Reasonable Price
A price that is fair to both parties...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Protégé
A firm in a developmental stage that...
SCORE
Counselors to America's Small Bus...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Operating Leases
are deducted on the company’s...
Contract
A mutually binding legal rel..
Duplicated Interest
The amount of interest exp...
Certificate of Competency
A certificate issued by the Small Bus...

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