SBA Terms

Cash Available to Service Additional Debt (CASAD)

The cash flow determined that should be available to service a disaster loan. The target payment is generally 1/3 of CASAD.

Updated on

September 9, 2022

Published on

June 20, 2018

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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.

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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.

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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.

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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.

Small Business Development Centers (SBDC)

SBDCs offer a broad spec...

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Current Liabilities

A balance sheet item, which...

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Schedule of Liabilities

A business debt schedule that lists all of the debts...

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Electronic Data Interchange

Transmission of information bet...

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Limited Partnership

A business organization with one or...

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Cash Flow Test

Part of the CET that determines if...

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Guarantor

The legal entity and...

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GPM%

The measure of every sales dollar left...

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Primary Activity

The major business activity of...

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Applicant Entity

The business entity requesting...

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Defense Contractor

Any person who enters into...

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Phase 2

Process to be used to determine economic injury for...

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Affiliated Group

When two or more...

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Accrual Basis Accounting

recognizes revenues when earned and expenses are...

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Trend Analysis

A comparative analysis of...

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Cash Available to Service Additional Debt (CASAD)

SBA 7a Loans

SBA 504 Loans

SBA Microloans

Common SBA Terms

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SBA 7a Loan Types

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