Cash Available to Service Additional Debt (CASAD)

The cash flow determined that should be available to service a disaster loan. The target payment is generally 1/3 of CASAD.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Corporation (C-corp.)
The most common form of business org...
Applicant/Co-Applicant
Business entity and person requesting...
Partnering
A mutually beneficial business-to-bus...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
Mentor
A business, usually large, or...
Fair and Reasonable Price
A price that is fair to both parties...
Working Capital (WC)
The amount of current assets that...
Sole Proprietor
an individual who...
Business Activity
The business (or loss) activity of...
Lien
A legal claim against an...
Contracting
Purchasing, renting, leasing, or...
Credit Score Test
Part of the home loan CET show a...
Normal Annual Sales
Those sales that would have...
Collateral
Assets pledged by a borrower to secure a loan...

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