Cash Available to Service Additional Debt (CASAD)

The cash flow determined that should be available to service a disaster loan. The target payment is generally 1/3 of CASAD.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Corporation (C-corp.)
The most common form of business org...
Subsidiary
A company for which a majority of the...
Substantial Damage
This means uninsured or otherwise uncompensated...
Affiliates
Business concerns, organizations, or...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Current Liabilities
A balance sheet item, which...
Contract
A mutually binding legal rel..
Fair and Reasonable Price
A price that is fair to both parties...
Business Activity
The business (or loss) activity of...
Small Business
A business smaller than...
Equity
An accounting term used to...
Collateral
Assets pledged by a borrower to secure a loan...
Extraordinary Items
Additional expenses that are...
Liabilities
A financial obligation...
Break-even Analysis
A calculation of the approximate sales...

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