Glossary
SBA Terms

Cash Available to Service Additional Debt (CASAD)

The cash flow determined that should be available to service a disaster loan. The target payment is generally 1/3 of CASAD.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Physical Loans
Funds to repair/replace dis...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Subcontract
A contract between a prime cont...
Principal
the owner(s) of the Applicant Entity that...
GPM%
The measure of every sales dollar left...
Projection
An estimate of future economic or...
Prime Contract
A contract awarded directly...
Applicant Entity
The business entity requesting...
Cash-basis Accounting
records revenue when cash is...
Assets
The amount of current assets that is left...
Certified 8(a) Firm
A firm owned and operated by socially and...
Acquisition
The acquiring of supplies or...
Lien
A legal claim against an...
Equity
An accounting term used to...
Extraordinary Items
Additional expenses that are...

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