Glossary
SBA Terms

Cash Available to Service Additional Debt (CASAD)

The cash flow determined that should be available to service a disaster loan. The target payment is generally 1/3 of CASAD.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Fair and Reasonable Price
A price that is fair to both parties...
Negotiation
Contracting through the use of...
Contract
A mutually binding legal rel..
Applicant Individual
aka who is requesting an SBA loan...
Income Statement
Shows the entity’s income and...
Current Liabilities
A balance sheet item, which...
Duplicated Interest
The amount of interest exp...
Acquisition
The acquiring of supplies or...
Prime Contract
A contract awarded directly...
Amortization
A non-cash operating expense that...
S-Corporation
A form of corporation, allowed by...
Working Capital (WC)
The amount of current assets that...
Operating Leases
are deducted on the company’s...
Current Assets
A balance sheet item which equals...
Federal Acquisition Regulation (FAR)
The body of regulations which is...

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