Cash Available to Service Additional Debt (CASAD)

The cash flow determined that should be available to service a disaster loan. The target payment is generally 1/3 of CASAD.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
SCORE
Counselors to America's Small Bus...
Partnering
A mutually beneficial business-to-bus...
Primary Activity
The major business activity of...
Income Statement
Shows the entity’s income and...
Contract
A mutually binding legal rel..
Cash Flow Test
Part of the CET that determines if...
Business Activity
The business (or loss) activity of...
Affiliate
Business concerns are affiliates if one concern...
Days Payable
A measure of the average time a...
GPM%
The measure of every sales dollar left...
Phase 1
Process used to determine the...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Affiliated Group
When two or more...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Certificate of Competency
A certificate issued by the Small Bus...

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