Glossary
SBA Terms

Cash Available to Service Additional Debt (CASAD)

The cash flow determined that should be available to service a disaster loan. The target payment is generally 1/3 of CASAD.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Mentor
A business, usually large, or...
Contracting
Purchasing, renting, leasing, or...
P&L (Profit and Loss Statement)
also considered as Income Statement or...
Partnering
A mutually beneficial business-to-bus...
Request for Proposal (RFP)
A document outlining a...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Substantial Damage
This means uninsured or otherwise uncompensated...
Guarantor
The legal entity and...
Prime Contract
A contract awarded directly...
Income Statement
Shows the entity’s income and...
Adjusted Net Worth
Post disaster fair market value of tangible...
Primary Activity
The major business activity of...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Phase 2
Process to be used to determine economic injury for...
Duplicated Interest
The amount of interest exp...

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