SBA Terms

Cash Available to Service Additional Debt (CASAD)

The cash flow determined that should be available to service a disaster loan. The target payment is generally 1/3 of CASAD.

Updated on

September 9, 2022

Published on

June 20, 2018

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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.

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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.

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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.

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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.

Current Assets

A balance sheet item which equals...

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Cash Flow Test

Part of the CET that determines if...

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Capital Leases

are for the purchase of fixed assets such as...

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Affiliate

Business concerns are affiliates if one concern...

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Normal Annual Sales

Those sales that would have...

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Balance Sheet or Statement of Financial Position

Assets = Liabilities + Equity...

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Injury Analysis

Measures the effects of...

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SAE (Stand Alone Economic Injury Disaster Loan)

provide necessary working capital to...

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Small Business

A business smaller than...

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Liabilities

A financial obligation...

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Depreciation

A non-cash operating expense that...

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Credit Score Test

Part of the home loan CET show a...

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Guarantor

The legal entity and...

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Income Statement

Shows the entity’s income and...

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Defense Acquisition Regulatory Council (DARC)

A group composed of rep...

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Cash Available to Service Additional Debt (CASAD)

SBA 7a Loans

SBA 504 Loans

SBA Microloans

Common SBA Terms

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SBA 7a Loan Types

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