SBA Terms

Cash Available to Service Additional Debt (CASAD)

The cash flow determined that should be available to service a disaster loan. The target payment is generally 1/3 of CASAD.

Updated on

September 9, 2022

Published on

June 20, 2018

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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.

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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.

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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.

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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.

Depreciation

A non-cash operating expense that...

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Emerging Small Business

A small business concern whose...

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SAE (Stand Alone Economic Injury Disaster Loan)

provide necessary working capital to...

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Trend Analysis

A comparative analysis of...

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GPM%

The measure of every sales dollar left...

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Extraordinary Items

Additional expenses that are...

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Contractor Team Arrangement

An arrangement in which...

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Small Business Development Centers (SBDC)

SBDCs offer a broad spec...

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Balance Sheet or Statement of Financial Position

Assets = Liabilities + Equity...

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Certificate of Competency

A certificate issued by the Small Bus...

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Small Business

A business smaller than...

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Phase 2

Process to be used to determine economic injury for...

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Federal Acquisition Regulation (FAR)

The body of regulations which is...

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S-Corporation

A form of corporation, allowed by...

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Current Assets

A balance sheet item which equals...

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Cash Available to Service Additional Debt (CASAD)

SBA 7a Loans

SBA 504 Loans

SBA Microloans

Common SBA Terms

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SBA Loan Types

SBA 7a Loan Types

SBA Loan Purposes

SBA EDU

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