Glossary
SBA Terms

Break-even Analysis

A calculation of the approximate sales volume required to just cover costs, below which production would be unprofitable and above which it would be profitable. Break-even analysis focuses on the relationship between fixed cost, variable cost and profit.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Applicant Individual
aka who is requesting an SBA loan...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Liabilities
A financial obligation...
Phase 2
Process to be used to determine economic injury for...
Affiliates
Business concerns, organizations, or...
Certificate of Competency
A certificate issued by the Small Bus...
Intermediary Organization
Organizations that play a funda...
Phase 1
Process used to determine the...
Projection
An estimate of future economic or...
Normal Annual Sales
Those sales that would have...
Capital Leases
are for the purchase of fixed assets such as...
Hardship Waiver
Method used to approve a...
Affiliate
Business concerns are affiliates if one concern...
Emerging Small Business
A small business concern whose...
Fair and Reasonable Price
A price that is fair to both parties...

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