Glossary
SBA Terms

Break-even Analysis

A calculation of the approximate sales volume required to just cover costs, below which production would be unprofitable and above which it would be profitable. Break-even analysis focuses on the relationship between fixed cost, variable cost and profit.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Capital Leases
are for the purchase of fixed assets such as...
Substantial Damage
This means uninsured or otherwise uncompensated...
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Certificate of Competency
A certificate issued by the Small Bus...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Hardship Waiver
Method used to approve a...
Negotiation
Contracting through the use of...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Applicant Entity
The business entity requesting...
Fair and Reasonable Price
A price that is fair to both parties...
S-Corporation
A form of corporation, allowed by...
Subcontract
A contract between a prime cont...
Injury Period
The time period during...
Standard Industrial Classification (SIC) Code
A code representing a category within...
Full and Open Competition
With respect to a contract action...

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