Glossary
SBA Terms

Break-even Analysis

A calculation of the approximate sales volume required to just cover costs, below which production would be unprofitable and above which it would be profitable. Break-even analysis focuses on the relationship between fixed cost, variable cost and profit.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Projection
An estimate of future economic or...
Amortization
A non-cash operating expense that...
P&L (Profit and Loss Statement)
also considered as Income Statement or...
Credit Score Test
Part of the home loan CET show a...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Principal
the owner(s) of the Applicant Entity that...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Contracting
Purchasing, renting, leasing, or...
Full and Open Competition
With respect to a contract action...
Contracting Officer
A person with the authority to...
Partnering
A mutually beneficial business-to-bus...
Limited Partnership
A business organization with one or...

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