Glossary
SBA Terms

Companion File

When an applicant, affiliate, and/or principal has another application filed for the same disaster for separate damages.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Applicant Entity
The business entity requesting...
Standard Industrial Classification (SIC) Code
A code representing a category within...
Corporation (C-corp.)
The most common form of business org...
Assets
The amount of current assets that is left...
Duplicated Interest
The amount of interest exp...
Projection
An estimate of future economic or...
Mentor
A business, usually large, or...
Normal Annual Sales
Those sales that would have...
Depreciation
A non-cash operating expense that...
Normal Gross Margin
The margin that would have been...
Subcontract
A contract between a prime cont...
Contractor Team Arrangement
An arrangement in which...
Guarantor
The legal entity and...
Days Receivable
A measure of the average time a...

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