Glossary
SBA Terms

Companion File

When an applicant, affiliate, and/or principal has another application filed for the same disaster for separate damages.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Applicant Individual
aka who is requesting an SBA loan...
S-Corporation
A form of corporation, allowed by...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Federal Acquisition Regulation (FAR)
The body of regulations which is...
Contracting
Purchasing, renting, leasing, or...
Corporation (C-corp.)
The most common form of business org...
Emerging Small Business
A small business concern whose...
Liabilities
A financial obligation...
GPM%
The measure of every sales dollar left...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Applicant/Co-Applicant
Business entity and person requesting...
Operating Leases
are deducted on the company’s...
Income Statement
Shows the entity’s income and...
Duplicated Interest
The amount of interest exp...
Amortization
A non-cash operating expense that...

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