Loan Types
SBA Loan Types
Learn more about each type of SBA loan
7(a) SBA Loans ->
504 SBA Loans ->
SBA Microloans ->
SBA Disaster Loans ->
Loan Purposes
SBA Loan Purposes
Here are 4 popular ways SBA loans are used
Buy a new business ->
Buy or refinance real estate ->
Enhance a current business ->
Refinance existing debt ->
FAQs
What is an SBA 7a loan?
What is a 504 loan?
What is a Microloan?
What are SBA loan rates?
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Latest SBA Loan Rates ->
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Glossary
SBA Terms
Source: SBA.gov
Injury Analysis
Measures the effects of the disaster on the overall financial condition of the business.
Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans
SBA 504 Loans
SBA 504 loans
are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans
SBA Microloans
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary
Common SBA Terms
Everything you need to know about common terms used to discuss SBA Loans.
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
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SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
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Small Disadvantaged Business Concern
A small business concern that...
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Contracting Officer
A person with the authority to...
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Hardship Waiver
Method used to approve a...
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Best and Final Offer
For negotiated procurements...
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Partnering
A mutually beneficial business-to-bus...
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Days Receivable
A measure of the average time a...
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Limited Partnership
A business organization with one or...
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Normal Gross Margin
The margin that would have been...
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Subcontract
A contract between a prime cont...
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Prime Contract
A contract awarded directly...
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Subsidiary
A company for which a majority of the...
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Schedule of Liabilities
A business debt schedule that lists all of the debts...
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Accrual Basis Accounting
recognizes revenues when earned and expenses are...
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