Glossary
SBA Terms

B/E (Business EIDL) Loan

A business loan that incorporates physical losses and economic injury for the same legal entity or individual.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Assets
The amount of current assets that is left...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Affiliates
Business concerns, organizations, or...
Working Capital (WC)
The amount of current assets that...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Negotiation
Contracting through the use of...
Cash-basis Accounting
records revenue when cash is...
Trend Analysis
A comparative analysis of...
Normal Annual Sales
Those sales that would have...
Defense Contractor
Any person who enters into...
Phase 1
Process used to determine the...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Lien
A legal claim against an...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Collateral
Assets pledged by a borrower to secure a loan...

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