Glossary
SBA Terms

B/E (Business EIDL) Loan

A business loan that incorporates physical losses and economic injury for the same legal entity or individual.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Break-even Analysis
A calculation of the approximate sales...
Cash-basis Accounting
records revenue when cash is...
S-Corporation
A form of corporation, allowed by...
Joint Venture
In the SBA Mentor-Protégé Program...
Mentor
A business, usually large, or...
Current Assets
A balance sheet item which equals...
Normal Gross Margin
The margin that would have been...
Collateral
Assets pledged by a borrower to secure a loan...
Duplicated Interest
The amount of interest exp...
Substantial Damage
This means uninsured or otherwise uncompensated...
Hardship Waiver
Method used to approve a...
Applicant Entity
The business entity requesting...
Phase 1
Process used to determine the...
Best and Final Offer
For negotiated procurements...
Acquisition
The acquiring of supplies or...

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