Glossary
SBA Terms

B/E (Business EIDL) Loan

A business loan that incorporates physical losses and economic injury for the same legal entity or individual.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Amortization
A non-cash operating expense that...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Emerging Small Business
A small business concern whose...
Companion File
When an applicant has another application filed...
Injury Analysis
Measures the effects of...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Primary Activity
The major business activity of...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Injury Period
The time period during...
Substantial Damage
This means uninsured or otherwise uncompensated...
Electronic Data Interchange
Transmission of information bet...
GPM%
The measure of every sales dollar left...
Corporation (C-corp.)
The most common form of business org...
Negotiation
Contracting through the use of...

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