Glossary
SBA Terms

Small Business Development Centers (SBDC)

SBDCs offer a broad spectrum of business information and guidance as well as assistance in preparing loan applications.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Companion File
When an applicant has another application filed...
Limited Partnership
A business organization with one or...
Phase 2
Process to be used to determine economic injury for...
Projection
An estimate of future economic or...
Fair and Reasonable Price
A price that is fair to both parties...
Hardship Waiver
Method used to approve a...
Normal Gross Margin
The margin that would have been...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Affiliate
Business concerns are affiliates if one concern...
Contract
A mutually binding legal rel..
Credit Score Test
Part of the home loan CET show a...
NAICS
NAICS codes are common...
Small Business
A business smaller than...
Negotiation
Contracting through the use of...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...

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