Glossary
SBA Terms

Small Business Development Centers (SBDC)

SBDCs offer a broad spectrum of business information and guidance as well as assistance in preparing loan applications.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Working Capital (WC)
The amount of current assets that...
Duplicated Interest
The amount of interest exp...
Subsidiary
A company for which a majority of the...
Injury Period
The time period during...
Collateral
Assets pledged by a borrower to secure a loan...
Contracting
Purchasing, renting, leasing, or...
Mentor
A business, usually large, or...
Contractor Team Arrangement
An arrangement in which...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Small Disadvantaged Business Concern
A small business concern that...
Contract
A mutually binding legal rel..
GPM%
The measure of every sales dollar left...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
Days Payable
A measure of the average time a...
Operating Leases
are deducted on the company’s...

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