Glossary
SBA Terms

Small Business Development Centers (SBDC)

SBDCs offer a broad spectrum of business information and guidance as well as assistance in preparing loan applications.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Duplicated Interest
The amount of interest exp...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Working Capital (WC)
The amount of current assets that...
Subcontract
A contract between a prime cont...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Trend Analysis
A comparative analysis of...
Negotiation
Contracting through the use of...
Comparative Analysis
Is designed to point out significant trends that...
Cash-basis Accounting
records revenue when cash is...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Contracting
Purchasing, renting, leasing, or...
Collateral
Assets pledged by a borrower to secure a loan...
Corporation (C-corp.)
The most common form of business org...
Intermediary Organization
Organizations that play a funda...

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