Glossary
SBA Terms

Small Business Development Centers (SBDC)

SBDCs offer a broad spectrum of business information and guidance as well as assistance in preparing loan applications.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Assets
The amount of current assets that is left...
Applicant/Co-Applicant
Business entity and person requesting...
Affiliates
Business concerns, organizations, or...
Contracting Officer
A person with the authority to...
Emerging Small Business
A small business concern whose...
Amortization
A non-cash operating expense that...
Comparative Analysis
Is designed to point out significant trends that...
Cash Flow Test
Part of the CET that determines if...
Normal Gross Margin
The margin that would have been...
Partnership
A type of unincorporated business org...
Projection
An estimate of future economic or...
Sole Proprietor
an individual who...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Subsidiary
A company for which a majority of the...

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