Glossary
SBA Terms

Small Business Development Centers (SBDC)

SBDCs offer a broad spectrum of business information and guidance as well as assistance in preparing loan applications.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Joint Venture
In the SBA Mentor-Protégé Program...
Subcontract
A contract between a prime cont...
Contracting
Purchasing, renting, leasing, or...
Phase 1
Process used to determine the...
Guarantor
The legal entity and...
Comparative Analysis
Is designed to point out significant trends that...
Certificate of Competency
A certificate issued by the Small Bus...
Contract
A mutually binding legal rel..
Normal Gross Margin
The margin that would have been...
Sole Proprietor
an individual who...
Current Assets
A balance sheet item which equals...
GPM%
The measure of every sales dollar left...
Working Capital (WC)
The amount of current assets that...
Lien
A legal claim against an...
Mentor
A business, usually large, or...

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