Glossary
SBA Terms

Small Business Development Centers (SBDC)

SBDCs offer a broad spectrum of business information and guidance as well as assistance in preparing loan applications.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
GPM%
The measure of every sales dollar left...
Comparative Analysis
Is designed to point out significant trends that...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Negotiation
Contracting through the use of...
Current Liabilities
A balance sheet item, which...
Lien
A legal claim against an...
Cash-basis Accounting
records revenue when cash is...
Partnering
A mutually beneficial business-to-bus...
Normal Annual Sales
Those sales that would have...
Collateral
Assets pledged by a borrower to secure a loan...
Duplicated Interest
The amount of interest exp...
Primary Activity
The major business activity of...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Capital Leases
are for the purchase of fixed assets such as...
Sole Proprietor
an individual who...

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