Glossary
SBA Terms

Small Business Development Centers (SBDC)

SBDCs offer a broad spectrum of business information and guidance as well as assistance in preparing loan applications.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Working Capital (WC)
The amount of current assets that...
Limited Partnership
A business organization with one or...
Mentor
A business, usually large, or...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Days Payable
A measure of the average time a...
Contractor Team Arrangement
An arrangement in which...
Amortization
A non-cash operating expense that...
Comparative Analysis
Is designed to point out significant trends that...
Subsidiary
A company for which a majority of the...
Affiliates
Business concerns, organizations, or...
Standard Industrial Classification (SIC) Code
A code representing a category within...
Affiliated Group
When two or more...
GPM%
The measure of every sales dollar left...
Collateral
Assets pledged by a borrower to secure a loan...
Defense Contractor
Any person who enters into...

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