Loan Types
SBA Loan Types
Learn more about each type of SBA loan
7(a) SBA Loans ->
504 SBA Loans ->
SBA Microloans ->
SBA Disaster Loans ->
Loan Purposes
SBA Loan Purposes
Here are 4 popular ways SBA loans are used
Buy a new business ->
Buy or refinance real estate ->
Enhance a current business ->
Refinance existing debt ->
FAQs
What is an SBA 7a loan?
What is a 504 loan?
What is a Microloan?
What are SBA loan rates?
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How to Get an SBA Loan
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Glossary
SBA Terms
Source: SBA.gov
Duplicated Interest
The amount of interest expensed that is added back to cash flow to prevent understating CASAD.
Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans
SBA 504 Loans
SBA 504 loans
are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans
SBA Microloans
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary
Common SBA Terms
Everything you need to know about common terms used to discuss SBA Loans.
Fair and Reasonable Price
A price that is fair to both parties...
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Trend Analysis
A comparative analysis of...
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NAICS
NAICS codes are common...
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Economic Injury Disaster Loan (EIDL)
a working capital loan that...
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Subsidiary
A company for which a majority of the...
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Capital Leases
are for the purchase of fixed assets such as...
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Applicant Entity
The business entity requesting...
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Acquisition
The acquiring of supplies or...
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Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
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Affiliated Group
When two or more...
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Substantial Damage
This means uninsured or otherwise uncompensated...
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Accrual Basis Accounting
recognizes revenues when earned and expenses are...
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Schedule of Liabilities
A business debt schedule that lists all of the debts...
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Joint Venture
In the SBA Mentor-Protégé Program...
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Break-even Analysis
A calculation of the approximate sales...
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