Loan Types
SBA Loan Types
Learn more about each type of SBA loan
7(a) SBA Loans ->
504 SBA Loans ->
SBA Microloans ->
SBA Disaster Loans ->
Loan Purposes
SBA Loan Purposes
Here are 4 popular ways SBA loans are used
Buy a new business ->
Buy or refinance real estate ->
Enhance a current business ->
Refinance existing debt ->
FAQs
What is an SBA 7a loan?
What is a 504 loan?
What is a Microloan?
What are SBA loan rates?
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Latest SBA Loan Rates ->
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How to Get an SBA Loan
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Glossary
SBA Terms
Source: SBA.gov
Duplicated Interest
The amount of interest expensed that is added back to cash flow to prevent understating CASAD.
Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans
SBA 504 Loans
SBA 504 loans
are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans
SBA Microloans
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary
Common SBA Terms
Everything you need to know about common terms used to discuss SBA Loans.
Equity
An accounting term used to...
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Comparative Analysis
Is designed to point out significant trends that...
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Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
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Full and Open Competition
With respect to a contract action...
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S-Corporation
A form of corporation, allowed by...
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Normal Annual Sales
Those sales that would have...
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Credit Elsewhere Test (CET)
The test to determine the...
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Prime Contract
A contract awarded directly...
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Corporation (C-corp.)
The most common form of business org...
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Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
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Joint Venture
In the SBA Mentor-Protégé Program...
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SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
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P&L (Profit and Loss Statement)
also considered as Income Statement or...
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Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
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Collateral
Assets pledged by a borrower to secure a loan...
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