Loan Types
SBA Loan Types
Learn more about each type of SBA loan
7(a) SBA Loans ->
504 SBA Loans ->
SBA Microloans ->
SBA Disaster Loans ->
Loan Purposes
SBA Loan Purposes
Here are 4 popular ways SBA loans are used
Buy a new business ->
Buy or refinance real estate ->
Enhance a current business ->
Refinance existing debt ->
FAQs
What is an SBA 7a loan?
What is a 504 loan?
What is a Microloan?
What are SBA loan rates?
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Latest SBA Loan Rates ->
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Glossary
SBA Terms
Source: SBA.gov
Duplicated Interest
The amount of interest expensed that is added back to cash flow to prevent understating CASAD.
Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans
SBA 504 Loans
SBA 504 loans
are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans
SBA Microloans
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary
Common SBA Terms
Everything you need to know about common terms used to discuss SBA Loans.
Guarantor
The legal entity and...
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Amortization
A non-cash operating expense that...
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Projection
An estimate of future economic or...
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GPM%
The measure of every sales dollar left...
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Lien
A legal claim against an...
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Certified 8(a) Firm
A firm owned and operated by socially and...
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Normal Gross Margin
The margin that would have been...
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Equity
An accounting term used to...
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Contracting Officer
A person with the authority to...
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Small Disadvantaged Business Concern
A small business concern that...
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Days Payable
A measure of the average time a...
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Affiliated Group
When two or more...
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Accrual Basis Accounting
recognizes revenues when earned and expenses are...
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Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
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Cash Flow Test
Part of the CET that determines if...
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