Loan Types
SBA Loan Types
Learn more about each type of SBA loan
7(a) SBA Loans ->
504 SBA Loans ->
SBA Microloans ->
SBA Disaster Loans ->
Loan Purposes
SBA Loan Purposes
Here are 4 popular ways SBA loans are used
Buy a new business ->
Buy or refinance real estate ->
Enhance a current business ->
Refinance existing debt ->
FAQs
What is an SBA 7a loan?
What is a 504 loan?
What is a Microloan?
What are SBA loan rates?
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Glossary
SBA Terms
Source: SBA.gov
Current Liabilities
A balance sheet item, which equals the sum of all money owed by a company and due within one year.
Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans
SBA 504 Loans
SBA 504 loans
are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans
SBA Microloans
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary
Common SBA Terms
Everything you need to know about common terms used to discuss SBA Loans.
Fair and Reasonable Price
A price that is fair to both parties...
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Current Liabilities
A balance sheet item, which...
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Equity
An accounting term used to...
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Acquisition
The acquiring of supplies or...
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Contract
A mutually binding legal rel..
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Normal Annual Sales
Those sales that would have...
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GPM%
The measure of every sales dollar left...
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Mentor
A business, usually large, or...
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Physical Loans
Funds to repair/replace dis...
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Subsidiary
A company for which a majority of the...
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Request for Proposal (RFP)
A document outlining a...
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Affiliates
Business concerns, organizations, or...
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Credit Elsewhere Test (CET)
The test to determine the...
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Trend Analysis
A comparative analysis of...
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Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
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