Glossary
SBA Terms

Certified 8(a) Firm

A firm owned and operated by socially and economically disadvantaged individuals and eligible to receive federal contracts under the Small Business Administration’s 8(a) Business Development Program.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Certificate of Competency
A certificate issued by the Small Bus...
Extraordinary Items
Additional expenses that are...
Subcontract
A contract between a prime cont...
Joint Venture
In the SBA Mentor-Protégé Program...
GPM%
The measure of every sales dollar left...
Electronic Data Interchange
Transmission of information bet...
Amortization
A non-cash operating expense that...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
S-Corporation
A form of corporation, allowed by...
Affiliates
Business concerns, organizations, or...
Primary Activity
The major business activity of...
Sole Proprietor
an individual who...
Phase 2
Process to be used to determine economic injury for...

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