Certified 8(a) Firm

A firm owned and operated by socially and economically disadvantaged individuals and eligible to receive federal contracts under the Small Business Administration’s 8(a) Business Development Program.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Sole Proprietor
an individual who...
Assets
The amount of current assets that is left...
Injury Period
The time period during...
Applicant Entity
The business entity requesting...
Emerging Small Business
A small business concern whose...
Normal Annual Sales
Those sales that would have...
Projection
An estimate of future economic or...
Subcontract
A contract between a prime cont...
Trend Analysis
A comparative analysis of...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Negotiation
Contracting through the use of...
Affiliates
Business concerns, organizations, or...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Business Activity
The business (or loss) activity of...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...

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