Glossary
SBA Terms

Certified 8(a) Firm

A firm owned and operated by socially and economically disadvantaged individuals and eligible to receive federal contracts under the Small Business Administration’s 8(a) Business Development Program.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Working Capital (WC)
The amount of current assets that...
Operating Leases
are deducted on the company’s...
Business Activity
The business (or loss) activity of...
Liabilities
A financial obligation...
Days Payable
A measure of the average time a...
Hardship Waiver
Method used to approve a...
Extraordinary Items
Additional expenses that are...
Normal Gross Margin
The margin that would have been...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Comparative Analysis
Is designed to point out significant trends that...
Corporation (C-corp.)
The most common form of business org...
Sole Proprietor
an individual who...
Contractor Team Arrangement
An arrangement in which...
Income Statement
Shows the entity’s income and...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...

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