Glossary
SBA Terms

Physical Loans

Funds to repair/replace disaster damaged or destroyed business assets such as real estate, inventory, machinery and equipment, etc.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
B/E (Business EIDL) Loan
A business loan that...
Full and Open Competition
With respect to a contract action...
Collateral
Assets pledged by a borrower to secure a loan...
Mentor
A business, usually large, or...
Normal Annual Sales
Those sales that would have...
Protégé
A firm in a developmental stage that...
Amortization
A non-cash operating expense that...
Contracting
Purchasing, renting, leasing, or...
Phase 1
Process used to determine the...
Contractor Team Arrangement
An arrangement in which...
Current Assets
A balance sheet item which equals...
Cash-basis Accounting
records revenue when cash is...
Subcontract
A contract between a prime cont...
Negotiation
Contracting through the use of...

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SBA Loan Types
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