Glossary
SBA Terms

Physical Loans

Funds to repair/replace disaster damaged or destroyed business assets such as real estate, inventory, machinery and equipment, etc.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Collateral
Assets pledged by a borrower to secure a loan...
Break-even Analysis
A calculation of the approximate sales...
Primary Activity
The major business activity of...
Credit Elsewhere Test (CET)
The test to determine the...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...
Prime Contract
A contract awarded directly...
Capital Leases
are for the purchase of fixed assets such as...
Normal Annual Sales
Those sales that would have...
Sole Proprietor
an individual who...
Request for Proposal (RFP)
A document outlining a...
Partnering
A mutually beneficial business-to-bus...
Injury Analysis
Measures the effects of...
Corporation (C-corp.)
The most common form of business org...

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SBA Loan Types
SBA 7a LoansSBA 504 LoansDisaster LoansMicroloans
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SBA Express LoansStandard 7a Loans7a Small LoansExport Express Loans
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Buy a new business->Buy real estate->Refinance debt->Refi real estate->
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