Glossary
SBA Terms

Physical Loans

Funds to repair/replace disaster damaged or destroyed business assets such as real estate, inventory, machinery and equipment, etc.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Normal Gross Margin
The margin that would have been...
Credit Elsewhere Test (CET)
The test to determine the...
Affiliate
Business concerns are affiliates if one concern...
Negotiation
Contracting through the use of...
Limited Partnership
A business organization with one or...
Credit Score Test
Part of the home loan CET show a...
Duplicated Interest
The amount of interest exp...
Sole Proprietor
an individual who...
Applicant Individual
aka who is requesting an SBA loan...
Fair and Reasonable Price
A price that is fair to both parties...
B/E (Business EIDL) Loan
A business loan that...
Assets
The amount of current assets that is left...
Cash Flow Test
Part of the CET that determines if...
P&L (Profit and Loss Statement)
also considered as Income Statement or...
S-Corporation
A form of corporation, allowed by...

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