Glossary
SBA Terms

Physical Loans

Funds to repair/replace disaster damaged or destroyed business assets such as real estate, inventory, machinery and equipment, etc.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
P&L (Profit and Loss Statement)
also considered as Income Statement or...
Injury Period
The time period during...
Trend Analysis
A comparative analysis of...
Assets
The amount of current assets that is left...
Small Disadvantaged Business Concern
A small business concern that...
Projection
An estimate of future economic or...
Affiliates
Business concerns, organizations, or...
Companion File
When an applicant has another application filed...
Primary Activity
The major business activity of...
Collateral
Assets pledged by a borrower to secure a loan...
Small Business
A business smaller than...
Standard Industrial Classification (SIC) Code
A code representing a category within...
Applicant Entity
The business entity requesting...
Capital Leases
are for the purchase of fixed assets such as...
Affiliated Group
When two or more...

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