Glossary
SBA Terms

Physical Loans

Funds to repair/replace disaster damaged or destroyed business assets such as real estate, inventory, machinery and equipment, etc.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Injury Period
The time period during...
Contract
A mutually binding legal rel..
Current Liabilities
A balance sheet item, which...
Days Payable
A measure of the average time a...
Hardship Waiver
Method used to approve a...
Acquisition
The acquiring of supplies or...
Federal Acquisition Regulation (FAR)
The body of regulations which is...
Guarantor
The legal entity and...
Normal Gross Margin
The margin that would have been...
Phase 1
Process used to determine the...
Certificate of Competency
A certificate issued by the Small Bus...
Partnering
A mutually beneficial business-to-bus...
Projection
An estimate of future economic or...
Substantial Damage
This means uninsured or otherwise uncompensated...

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