Glossary
SBA Terms

Physical Loans

Funds to repair/replace disaster damaged or destroyed business assets such as real estate, inventory, machinery and equipment, etc.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Days Payable
A measure of the average time a...
Applicant Individual
aka who is requesting an SBA loan...
Normal Gross Margin
The margin that would have been...
Primary Activity
The major business activity of...
Request for Proposal (RFP)
A document outlining a...
Capital Leases
are for the purchase of fixed assets such as...
Contracting Officer
A person with the authority to...
Injury Analysis
Measures the effects of...
Certified 8(a) Firm
A firm owned and operated by socially and...
Working Capital (WC)
The amount of current assets that...
Depreciation
A non-cash operating expense that...
Amortization
A non-cash operating expense that...
Credit Elsewhere Test (CET)
The test to determine the...
Sole Proprietor
an individual who...
Duplicated Interest
The amount of interest exp...

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SBA Loan Types
SBA 7a LoansSBA 504 LoansDisaster LoansMicroloans
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SBA Express LoansStandard 7a Loans7a Small LoansExport Express Loans
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Buy a new business->Buy real estate->Refinance debt->Refi real estate->
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