Glossary
SBA Terms

Physical Loans

Funds to repair/replace disaster damaged or destroyed business assets such as real estate, inventory, machinery and equipment, etc.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Business Activity
The business (or loss) activity of...
Joint Venture
In the SBA Mentor-Protégé Program...
Adjusted Net Worth
Post disaster fair market value of tangible...
Substantial Damage
This means uninsured or otherwise uncompensated...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
B/E (Business EIDL) Loan
A business loan that...
Protégé
A firm in a developmental stage that...
Break-even Analysis
A calculation of the approximate sales...
Fair and Reasonable Price
A price that is fair to both parties...
SCORE
Counselors to America's Small Bus...
Operating Leases
are deducted on the company’s...
S-Corporation
A form of corporation, allowed by...
Intermediary Organization
Organizations that play a funda...
Normal Gross Margin
The margin that would have been...
Small Disadvantaged Business Concern
A small business concern that...

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