Physical Loans

Funds to repair/replace disaster damaged or destroyed business assets such as real estate, inventory, machinery and equipment, etc.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Income Statement
Shows the entity’s income and...
GPM%
The measure of every sales dollar left...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Break-even Analysis
A calculation of the approximate sales...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Current Assets
A balance sheet item which equals...
Contracting Officer
A person with the authority to...
Phase 1
Process used to determine the...
NAICS
NAICS codes are common...
Trend Analysis
A comparative analysis of...
Equity
An accounting term used to...
Amortization
A non-cash operating expense that...
Mentor
A business, usually large, or...
Sole Proprietor
an individual who...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...

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