Glossary
SBA Terms

Physical Loans

Funds to repair/replace disaster damaged or destroyed business assets such as real estate, inventory, machinery and equipment, etc.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Amortization
A non-cash operating expense that...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...
Contracting
Purchasing, renting, leasing, or...
Normal Gross Margin
The margin that would have been...
Small Disadvantaged Business Concern
A small business concern that...
Mentor
A business, usually large, or...
B/E (Business EIDL) Loan
A business loan that...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Sole Proprietor
an individual who...
Partnering
A mutually beneficial business-to-bus...
Income Statement
Shows the entity’s income and...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
Depreciation
A non-cash operating expense that...
Physical Loans
Funds to repair/replace dis...
Credit Elsewhere Test (CET)
The test to determine the...

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