Glossary
SBA Terms

Physical Loans

Funds to repair/replace disaster damaged or destroyed business assets such as real estate, inventory, machinery and equipment, etc.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Days Payable
A measure of the average time a...
Injury Analysis
Measures the effects of...
Companion File
When an applicant has another application filed...
Guarantor
The legal entity and...
Days Receivable
A measure of the average time a...
Phase 1
Process used to determine the...
Defense Contractor
Any person who enters into...
Affiliated Group
When two or more...
Cash Flow Test
Part of the CET that determines if...
Affiliates
Business concerns, organizations, or...
Protégé
A firm in a developmental stage that...
Adjusted Net Worth
Post disaster fair market value of tangible...
B/E (Business EIDL) Loan
A business loan that...
Break-even Analysis
A calculation of the approximate sales...
Income Statement
Shows the entity’s income and...

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