Glossary
SBA Terms

Physical Loans

Funds to repair/replace disaster damaged or destroyed business assets such as real estate, inventory, machinery and equipment, etc.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Lien
A legal claim against an...
Intermediary Organization
Organizations that play a funda...
Contracting Officer
A person with the authority to...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Corporation (C-corp.)
The most common form of business org...
Projection
An estimate of future economic or...
Assets
The amount of current assets that is left...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Prime Contract
A contract awarded directly...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...
Current Liabilities
A balance sheet item, which...
Joint Venture
In the SBA Mentor-Protégé Program...
Days Receivable
A measure of the average time a...

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