Glossary
SBA Terms

Physical Loans

Funds to repair/replace disaster damaged or destroyed business assets such as real estate, inventory, machinery and equipment, etc.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Applicant/Co-Applicant
Business entity and person requesting...
Applicant Entity
The business entity requesting...
S-Corporation
A form of corporation, allowed by...
Normal Annual Sales
Those sales that would have...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Partnering
A mutually beneficial business-to-bus...
Extraordinary Items
Additional expenses that are...
Trend Analysis
A comparative analysis of...
Duplicated Interest
The amount of interest exp...
Protégé
A firm in a developmental stage that...
Affiliated Group
When two or more...
Certificate of Competency
A certificate issued by the Small Bus...
Corporation (C-corp.)
The most common form of business org...
Applicant Individual
aka who is requesting an SBA loan...
Principal
the owner(s) of the Applicant Entity that...

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SBA Loan Types
SBA 7a LoansSBA 504 LoansDisaster LoansMicroloans
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SBA Express LoansStandard 7a Loans7a Small LoansExport Express Loans
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Buy a new business->Buy real estate->Refinance debt->Refi real estate->
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