Glossary
SBA Terms

Physical Loans

Funds to repair/replace disaster damaged or destroyed business assets such as real estate, inventory, machinery and equipment, etc.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Best and Final Offer
For negotiated procurements...
Injury Period
The time period during...
Partnering
A mutually beneficial business-to-bus...
Protégé
A firm in a developmental stage that...
Normal Annual Sales
Those sales that would have...
Applicant Individual
aka who is requesting an SBA loan...
Equity
An accounting term used to...
Comparative Analysis
Is designed to point out significant trends that...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Full and Open Competition
With respect to a contract action...
Working Capital (WC)
The amount of current assets that...
Partnership
A type of unincorporated business org...
Emerging Small Business
A small business concern whose...
Days Receivable
A measure of the average time a...
Small Business
A business smaller than...

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