Glossary
SBA Terms

Normal Gross Margin

The margin that would have been attained had the disaster not occurred. To determine this figure, you must first review historical sales figures and identify the trends.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Phase 1
Process used to determine the...
Emerging Small Business
A small business concern whose...
Subcontract
A contract between a prime cont...
Normal Annual Sales
Those sales that would have...
Certified 8(a) Firm
A firm owned and operated by socially and...
Days Payable
A measure of the average time a...
Standard Industrial Classification (SIC) Code
A code representing a category within...
Days Receivable
A measure of the average time a...
Extraordinary Items
Additional expenses that are...
Projection
An estimate of future economic or...
Liabilities
A financial obligation...
Contracting
Purchasing, renting, leasing, or...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Protégé
A firm in a developmental stage that...

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