Glossary
SBA Terms

Normal Gross Margin

The margin that would have been attained had the disaster not occurred. To determine this figure, you must first review historical sales figures and identify the trends.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Physical Loans
Funds to repair/replace dis...
Acquisition
The acquiring of supplies or...
Extraordinary Items
Additional expenses that are...
Limited Partnership
A business organization with one or...
Federal Acquisition Regulation (FAR)
The body of regulations which is...
Primary Activity
The major business activity of...
Best and Final Offer
For negotiated procurements...
Partnering
A mutually beneficial business-to-bus...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Certified 8(a) Firm
A firm owned and operated by socially and...
Injury Period
The time period during...
Business Activity
The business (or loss) activity of...
Assets
The amount of current assets that is left...
GPM%
The measure of every sales dollar left...
Protégé
A firm in a developmental stage that...

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