Glossary
SBA Terms

Normal Gross Margin

The margin that would have been attained had the disaster not occurred. To determine this figure, you must first review historical sales figures and identify the trends.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Phase 1
Process used to determine the...
S-Corporation
A form of corporation, allowed by...
Negotiation
Contracting through the use of...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Partnership
A type of unincorporated business org...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Normal Gross Margin
The margin that would have been...
Injury Period
The time period during...
Applicant Entity
The business entity requesting...
Electronic Data Interchange
Transmission of information bet...
Contract
A mutually binding legal rel..
Phase 2
Process to be used to determine economic injury for...
Corporation (C-corp.)
The most common form of business org...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...

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