Glossary
SBA Terms

Normal Gross Margin

The margin that would have been attained had the disaster not occurred. To determine this figure, you must first review historical sales figures and identify the trends.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Guarantor
The legal entity and...
Lien
A legal claim against an...
Contracting Officer
A person with the authority to...
Contracting
Purchasing, renting, leasing, or...
Assets
The amount of current assets that is left...
Normal Gross Margin
The margin that would have been...
Protégé
A firm in a developmental stage that...
Projection
An estimate of future economic or...
Joint Venture
In the SBA Mentor-Protégé Program...
Affiliated Group
When two or more...
Current Liabilities
A balance sheet item, which...
Small Business
A business smaller than...
Defense Contractor
Any person who enters into...
Negotiation
Contracting through the use of...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...

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