Glossary
SBA Terms

Normal Gross Margin

The margin that would have been attained had the disaster not occurred. To determine this figure, you must first review historical sales figures and identify the trends.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Hardship Waiver
Method used to approve a...
Applicant Individual
aka who is requesting an SBA loan...
Small Business
A business smaller than...
Current Assets
A balance sheet item which equals...
Injury Analysis
Measures the effects of...
Limited Partnership
A business organization with one or...
Cash Flow Test
Part of the CET that determines if...
Contracting Officer
A person with the authority to...
Current Liabilities
A balance sheet item, which...
Phase 1
Process used to determine the...
Sole Proprietor
an individual who...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Subsidiary
A company for which a majority of the...
Days Payable
A measure of the average time a...
Full and Open Competition
With respect to a contract action...

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