Glossary
SBA Terms

Small Business

A business smaller than a given size as measured by its employment, business receipts, or business assets.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Applicant Individual
aka who is requesting an SBA loan...
Subcontract
A contract between a prime cont...
Extraordinary Items
Additional expenses that are...
Collateral
Assets pledged by a borrower to secure a loan...
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Cash Flow Test
Part of the CET that determines if...
NAICS
NAICS codes are common...
Joint Venture
In the SBA Mentor-Protégé Program...
Protégé
A firm in a developmental stage that...
Affiliates
Business concerns, organizations, or...
Break-even Analysis
A calculation of the approximate sales...
Affiliated Group
When two or more...
Liabilities
A financial obligation...
Small Business
A business smaller than...
Emerging Small Business
A small business concern whose...

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