Glossary
SBA Terms

Small Business

A business smaller than a given size as measured by its employment, business receipts, or business assets.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Equity
An accounting term used to...
Current Assets
A balance sheet item which equals...
B/E (Business EIDL) Loan
A business loan that...
Physical Loans
Funds to repair/replace dis...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Mentor
A business, usually large, or...
Request for Proposal (RFP)
A document outlining a...
Small Business
A business smaller than...
Joint Venture
In the SBA Mentor-Protégé Program...
Limited Partnership
A business organization with one or...
Sole Proprietor
an individual who...
Prime Contract
A contract awarded directly...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Defense Contractor
Any person who enters into...

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