Glossary
SBA Terms

Small Business

A business smaller than a given size as measured by its employment, business receipts, or business assets.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Primary Activity
The major business activity of...
Affiliated Group
When two or more...
Hardship Waiver
Method used to approve a...
Working Capital (WC)
The amount of current assets that...
Credit Score Test
Part of the home loan CET show a...
Assets
The amount of current assets that is left...
Emerging Small Business
A small business concern whose...
Companion File
When an applicant has another application filed...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
Affiliates
Business concerns, organizations, or...
Collateral
Assets pledged by a borrower to secure a loan...
Limited Partnership
A business organization with one or...
Normal Annual Sales
Those sales that would have...
Amortization
A non-cash operating expense that...
Intermediary Organization
Organizations that play a funda...

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