Glossary
SBA Terms

Small Business

A business smaller than a given size as measured by its employment, business receipts, or business assets.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Cash Flow Test
Part of the CET that determines if...
Limited Partnership
A business organization with one or...
Joint Venture
In the SBA Mentor-Protégé Program...
Projection
An estimate of future economic or...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Partnership
A type of unincorporated business org...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Subsidiary
A company for which a majority of the...
Current Liabilities
A balance sheet item, which...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Income Statement
Shows the entity’s income and...
Physical Loans
Funds to repair/replace dis...
Liabilities
A financial obligation...
Companion File
When an applicant has another application filed...
Guarantor
The legal entity and...

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