Glossary
SBA Terms

Small Business

A business smaller than a given size as measured by its employment, business receipts, or business assets.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Contracting
Purchasing, renting, leasing, or...
Current Assets
A balance sheet item which equals...
Normal Gross Margin
The margin that would have been...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Working Capital (WC)
The amount of current assets that...
Duplicated Interest
The amount of interest exp...
Limited Partnership
A business organization with one or...
Request for Proposal (RFP)
A document outlining a...
Applicant Individual
aka who is requesting an SBA loan...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Equity
An accounting term used to...
Depreciation
A non-cash operating expense that...
Comparative Analysis
Is designed to point out significant trends that...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Corporation (C-corp.)
The most common form of business org...

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