Glossary
SBA Terms

Small Business

A business smaller than a given size as measured by its employment, business receipts, or business assets.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Depreciation
A non-cash operating expense that...
GPM%
The measure of every sales dollar left...
Applicant/Co-Applicant
Business entity and person requesting...
Trend Analysis
A comparative analysis of...
Joint Venture
In the SBA Mentor-Protégé Program...
Primary Activity
The major business activity of...
Contracting
Purchasing, renting, leasing, or...
Cash Flow Test
Part of the CET that determines if...
Business Activity
The business (or loss) activity of...
Subcontract
A contract between a prime cont...
Collateral
Assets pledged by a borrower to secure a loan...
Mentor
A business, usually large, or...
Normal Annual Sales
Those sales that would have...
Small Business
A business smaller than...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...

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