Loan Types
SBA Loan Types
Learn more about each type of SBA loan
7(a) SBA Loans ->
504 SBA Loans ->
SBA Microloans ->
SBA Disaster Loans ->
Loan Purposes
SBA Loan Purposes
Here are 4 popular ways SBA loans are used
Buy a new business ->
Buy or refinance real estate ->
Enhance a current business ->
Refinance existing debt ->
FAQs
What is an SBA 7a loan?
What is a 504 loan?
What is a Microloan?
What are SBA loan rates?
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How to Get an SBA Loan
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Glossary
SBA Terms
Source: SBA.gov
Cash-basis Accounting
records revenue when cash is received, and expenses when they are paid in cash
Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans
SBA 504 Loans
SBA 504 loans
are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans
SBA Microloans
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary
Common SBA Terms
Everything you need to know about common terms used to discuss SBA Loans.
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
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Sole Proprietor
an individual who...
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Joint Venture
In the SBA Mentor-Protégé Program...
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Applicant Individual
aka who is requesting an SBA loan...
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Small Business
A business smaller than...
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B/E (Business EIDL) Loan
A business loan that...
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Corporation (C-corp.)
The most common form of business org...
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Affiliated Group
When two or more...
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Guarantor
The legal entity and...
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Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
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Operating Leases
are deducted on the company’s...
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SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
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Subcontract
A contract between a prime cont...
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Amortization
A non-cash operating expense that...
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Adjusted Net Worth
Post disaster fair market value of tangible...
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