Glossary
SBA Terms

Joint Venture

In the SBA Mentor-Protégé Program, an agreement between a certified 8(a) firm and a mentor firm to perform a specific federal contract.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Phase 1
Process used to determine the...
Partnership
A type of unincorporated business org...
Extraordinary Items
Additional expenses that are...
Best and Final Offer
For negotiated procurements...
NAICS
NAICS codes are common...
Adjusted Net Worth
Post disaster fair market value of tangible...
Lien
A legal claim against an...
Assets
The amount of current assets that is left...
Duplicated Interest
The amount of interest exp...
Equity
An accounting term used to...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Normal Annual Sales
Those sales that would have...
Cash Flow Test
Part of the CET that determines if...
Liabilities
A financial obligation...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...

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