Small Disadvantaged Business Concern

A small business concern that is at least 51 percent owned by one or more individuals who are both socially and economically disadvantaged. This can include a publicly owned business that has at least 51 percent of its stock unconditionally owned by one or more socially and economically disadvantaged individuals and whose management and daily business is controlled by one or more such individuals.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Break-even Analysis
A calculation of the approximate sales...
Hardship Waiver
Method used to approve a...
Normal Gross Margin
The margin that would have been...
Joint Venture
In the SBA Mentor-Protégé Program...
Defense Contractor
Any person who enters into...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Partnering
A mutually beneficial business-to-bus...
Intermediary Organization
Organizations that play a funda...
Capital Leases
are for the purchase of fixed assets such as...
Depreciation
A non-cash operating expense that...
Injury Analysis
Measures the effects of...
Assets
The amount of current assets that is left...
Lien
A legal claim against an...
Operating Leases
are deducted on the company’s...
Prime Contract
A contract awarded directly...

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