Small Disadvantaged Business Concern

A small business concern that is at least 51 percent owned by one or more individuals who are both socially and economically disadvantaged. This can include a publicly owned business that has at least 51 percent of its stock unconditionally owned by one or more socially and economically disadvantaged individuals and whose management and daily business is controlled by one or more such individuals.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Working Capital (WC)
The amount of current assets that...
Operating Leases
are deducted on the company’s...
Contracting
Purchasing, renting, leasing, or...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Primary Activity
The major business activity of...
Certificate of Competency
A certificate issued by the Small Bus...
Subsidiary
A company for which a majority of the...
Emerging Small Business
A small business concern whose...
GPM%
The measure of every sales dollar left...
Normal Annual Sales
Those sales that would have...
Small Disadvantaged Business Concern
A small business concern that...
Credit Elsewhere Test (CET)
The test to determine the...
Contracting Officer
A person with the authority to...
Intermediary Organization
Organizations that play a funda...
Duplicated Interest
The amount of interest exp...

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