Small Disadvantaged Business Concern

A small business concern that is at least 51 percent owned by one or more individuals who are both socially and economically disadvantaged. This can include a publicly owned business that has at least 51 percent of its stock unconditionally owned by one or more socially and economically disadvantaged individuals and whose management and daily business is controlled by one or more such individuals.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Phase 2
Process to be used to determine economic injury for...
Prime Contract
A contract awarded directly...
Substantial Damage
This means uninsured or otherwise uncompensated...
Federal Acquisition Regulation (FAR)
The body of regulations which is...
Small Disadvantaged Business Concern
A small business concern that...
Extraordinary Items
Additional expenses that are...
Capital Leases
are for the purchase of fixed assets such as...
Current Liabilities
A balance sheet item, which...
Physical Loans
Funds to repair/replace dis...
Sole Proprietor
an individual who...
Companion File
When an applicant has another application filed...
Partnership
A type of unincorporated business org...
Current Assets
A balance sheet item which equals...
Days Receivable
A measure of the average time a...
Depreciation
A non-cash operating expense that...

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