Small Disadvantaged Business Concern

A small business concern that is at least 51 percent owned by one or more individuals who are both socially and economically disadvantaged. This can include a publicly owned business that has at least 51 percent of its stock unconditionally owned by one or more socially and economically disadvantaged individuals and whose management and daily business is controlled by one or more such individuals.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Phase 1
Process used to determine the...
Current Assets
A balance sheet item which equals...
Duplicated Interest
The amount of interest exp...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Depreciation
A non-cash operating expense that...
B/E (Business EIDL) Loan
A business loan that...
Hardship Waiver
Method used to approve a...
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Small Disadvantaged Business Concern
A small business concern that...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Joint Venture
In the SBA Mentor-Protégé Program...
Income Statement
Shows the entity’s income and...
S-Corporation
A form of corporation, allowed by...
Small Business
A business smaller than...
Normal Gross Margin
The margin that would have been...

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