Glossary
SBA Terms

Normal Annual Sales

Those sales that would have been attained had the disaster not occurred. To determine this figure, you must first review historical sales figures and identify the trends.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Injury Analysis
Measures the effects of...
Comparative Analysis
Is designed to point out significant trends that...
Current Liabilities
A balance sheet item, which...
GPM%
The measure of every sales dollar left...
Current Assets
A balance sheet item which equals...
Primary Activity
The major business activity of...
Small Disadvantaged Business Concern
A small business concern that...
Liabilities
A financial obligation...
Emerging Small Business
A small business concern whose...
Contractor Team Arrangement
An arrangement in which...
Duplicated Interest
The amount of interest exp...
Limited Partnership
A business organization with one or...
Assets
The amount of current assets that is left...
S-Corporation
A form of corporation, allowed by...
Normal Gross Margin
The margin that would have been...

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