Glossary
SBA Terms

Normal Annual Sales

Those sales that would have been attained had the disaster not occurred. To determine this figure, you must first review historical sales figures and identify the trends.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Applicant/Co-Applicant
Business entity and person requesting...
Cash Flow Test
Part of the CET that determines if...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Trend Analysis
A comparative analysis of...
Working Capital (WC)
The amount of current assets that...
Substantial Damage
This means uninsured or otherwise uncompensated...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
Full and Open Competition
With respect to a contract action...
Subsidiary
A company for which a majority of the...
Operating Leases
are deducted on the company’s...
Protégé
A firm in a developmental stage that...
Partnering
A mutually beneficial business-to-bus...
Affiliates
Business concerns, organizations, or...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Small Business
A business smaller than...

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