Glossary
SBA Terms

Normal Annual Sales

Those sales that would have been attained had the disaster not occurred. To determine this figure, you must first review historical sales figures and identify the trends.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Small Disadvantaged Business Concern
A small business concern that...
Companion File
When an applicant has another application filed...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Intermediary Organization
Organizations that play a funda...
Credit Score Test
Part of the home loan CET show a...
Adjusted Net Worth
Post disaster fair market value of tangible...
Trend Analysis
A comparative analysis of...
Applicant Entity
The business entity requesting...
Amortization
A non-cash operating expense that...
Business Activity
The business (or loss) activity of...
Days Payable
A measure of the average time a...
Applicant/Co-Applicant
Business entity and person requesting...
Projection
An estimate of future economic or...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...

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