Glossary
SBA Terms

S-Corporation

A form of corporation, allowed by the IRS for most companies with 35 or fewer shareholders, which enables the company to enjoy the benefits of incorporation but be taxed as if it were a partnership.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Working Capital (WC)
The amount of current assets that...
B/E (Business EIDL) Loan
A business loan that...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Assets
The amount of current assets that is left...
Joint Venture
In the SBA Mentor-Protégé Program...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Corporation (C-corp.)
The most common form of business org...
Trend Analysis
A comparative analysis of...
Depreciation
A non-cash operating expense that...
Contract
A mutually binding legal rel..
Guarantor
The legal entity and...
Electronic Data Interchange
Transmission of information bet...
Applicant Individual
aka who is requesting an SBA loan...

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