Glossary
SBA Terms

S-Corporation

A form of corporation, allowed by the IRS for most companies with 35 or fewer shareholders, which enables the company to enjoy the benefits of incorporation but be taxed as if it were a partnership.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Applicant Individual
aka who is requesting an SBA loan...
Cash Flow Test
Part of the CET that determines if...
Current Assets
A balance sheet item which equals...
Current Liabilities
A balance sheet item, which...
SCORE
Counselors to America's Small Bus...
Normal Annual Sales
Those sales that would have...
Guarantor
The legal entity and...
Partnering
A mutually beneficial business-to-bus...
Break-even Analysis
A calculation of the approximate sales...
Liabilities
A financial obligation...
Sole Proprietor
an individual who...
Injury Analysis
Measures the effects of...
Credit Score Test
Part of the home loan CET show a...
Contracting Officer
A person with the authority to...
Negotiation
Contracting through the use of...

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