Glossary
SBA Terms

Acquisition

The acquiring of supplies or services by the federal government with appropriated funds through purchase or lease.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Small Disadvantaged Business Concern
A small business concern that...
Applicant/Co-Applicant
Business entity and person requesting...
Acquisition
The acquiring of supplies or...
Request for Proposal (RFP)
A document outlining a...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Duplicated Interest
The amount of interest exp...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
SCORE
Counselors to America's Small Bus...
Protégé
A firm in a developmental stage that...
Days Payable
A measure of the average time a...
Depreciation
A non-cash operating expense that...
B/E (Business EIDL) Loan
A business loan that...
Certified 8(a) Firm
A firm owned and operated by socially and...
Principal
the owner(s) of the Applicant Entity that...
Hardship Waiver
Method used to approve a...

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