Glossary
SBA Terms

Amortization

A non-cash operating expense that reduces the value of intangible assets (such as patents, trademarks or goodwill) in a systematic manner. Amortization is recorded in the financial statements of an entity as a reduction in the carrying value of the intangible asset in the balance sheet and as an expense in the income statement.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Emerging Small Business
A small business concern whose...
Normal Gross Margin
The margin that would have been...
Injury Analysis
Measures the effects of...
Contracting Officer
A person with the authority to...
Depreciation
A non-cash operating expense that...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Small Business
A business smaller than...
Equity
An accounting term used to...
Normal Annual Sales
Those sales that would have...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
Corporation (C-corp.)
The most common form of business org...
Applicant Individual
aka who is requesting an SBA loan...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...

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