Glossary
SBA Terms

Amortization

A non-cash operating expense that reduces the value of intangible assets (such as patents, trademarks or goodwill) in a systematic manner. Amortization is recorded in the financial statements of an entity as a reduction in the carrying value of the intangible asset in the balance sheet and as an expense in the income statement.

Updated on
September 9, 2022
Published on
June 20, 2018
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The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Protégé
A firm in a developmental stage that...
Fair and Reasonable Price
A price that is fair to both parties...
Intermediary Organization
Organizations that play a funda...
Prime Contract
A contract awarded directly...
Defense Contractor
Any person who enters into...
Depreciation
A non-cash operating expense that...
Full and Open Competition
With respect to a contract action...
Affiliate
Business concerns are affiliates if one concern...
Primary Activity
The major business activity of...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Equity
An accounting term used to...
Assets
The amount of current assets that is left...
Certified 8(a) Firm
A firm owned and operated by socially and...
Substantial Damage
This means uninsured or otherwise uncompensated...
GPM%
The measure of every sales dollar left...

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