Glossary
SBA Terms

Amortization

A non-cash operating expense that reduces the value of intangible assets (such as patents, trademarks or goodwill) in a systematic manner. Amortization is recorded in the financial statements of an entity as a reduction in the carrying value of the intangible asset in the balance sheet and as an expense in the income statement.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Operating Leases
are deducted on the company’s...
Affiliate
Business concerns are affiliates if one concern...
Sole Proprietor
an individual who...
Days Payable
A measure of the average time a...
Duplicated Interest
The amount of interest exp...
Principal
the owner(s) of the Applicant Entity that...
Lien
A legal claim against an...
Income Statement
Shows the entity’s income and...
Days Receivable
A measure of the average time a...
Adjusted Net Worth
Post disaster fair market value of tangible...
Working Capital (WC)
The amount of current assets that...
Standard Industrial Classification (SIC) Code
A code representing a category within...
Corporation (C-corp.)
The most common form of business org...
Comparative Analysis
Is designed to point out significant trends that...
Collateral
Assets pledged by a borrower to secure a loan...

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