Glossary
SBA Terms

Collateral

Assets pledged by a borrower to secure a loan or other credit, and subject to seizure in the event of default. The preferred collateral for an SBA disaster loan is real estate

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Primary Activity
The major business activity of...
Partnership
A type of unincorporated business org...
Collateral
Assets pledged by a borrower to secure a loan...
Acquisition
The acquiring of supplies or...
Injury Analysis
Measures the effects of...
Applicant Entity
The business entity requesting...
Joint Venture
In the SBA Mentor-Protégé Program...
Projection
An estimate of future economic or...
Days Payable
A measure of the average time a...
S-Corporation
A form of corporation, allowed by...
B/E (Business EIDL) Loan
A business loan that...
Hardship Waiver
Method used to approve a...
GPM%
The measure of every sales dollar left...
Affiliate
Business concerns are affiliates if one concern...

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