Glossary
SBA Terms

Collateral

Assets pledged by a borrower to secure a loan or other credit, and subject to seizure in the event of default. The preferred collateral for an SBA disaster loan is real estate

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Current Assets
A balance sheet item which equals...
GPM%
The measure of every sales dollar left...
Break-even Analysis
A calculation of the approximate sales...
Projection
An estimate of future economic or...
Acquisition
The acquiring of supplies or...
Current Liabilities
A balance sheet item, which...
Partnership
A type of unincorporated business org...
Applicant Entity
The business entity requesting...
Companion File
When an applicant has another application filed...
SCORE
Counselors to America's Small Bus...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Affiliate
Business concerns are affiliates if one concern...
Business Activity
The business (or loss) activity of...
Intermediary Organization
Organizations that play a funda...
Defense Contractor
Any person who enters into...

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