GPM%

Gross Profit (GP) / Net Sales (NS). The measure of every sales dollar left after paying for the product; what percent of the sales dollar is left to cover operating costs and to create a profit.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Physical Loans
Funds to repair/replace dis...
Amortization
A non-cash operating expense that...
Emerging Small Business
A small business concern whose...
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Break-even Analysis
A calculation of the approximate sales...
Guarantor
The legal entity and...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Contract
A mutually binding legal rel..
Fair and Reasonable Price
A price that is fair to both parties...
Cash Flow Test
Part of the CET that determines if...
Companion File
When an applicant has another application filed...
Negotiation
Contracting through the use of...
Hardship Waiver
Method used to approve a...
Operating Leases
are deducted on the company’s...

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