GPM%

Gross Profit (GP) / Net Sales (NS). The measure of every sales dollar left after paying for the product; what percent of the sales dollar is left to cover operating costs and to create a profit.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Capital Leases
are for the purchase of fixed assets such as...
Phase 1
Process used to determine the...
Substantial Damage
This means uninsured or otherwise uncompensated...
Acquisition
The acquiring of supplies or...
Amortization
A non-cash operating expense that...
SCORE
Counselors to America's Small Bus...
Projection
An estimate of future economic or...
Liabilities
A financial obligation...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Days Receivable
A measure of the average time a...
Days Payable
A measure of the average time a...
GPM%
The measure of every sales dollar left...
Sole Proprietor
an individual who...
Current Assets
A balance sheet item which equals...

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