Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Days Receivable
A measure of the average time a...
Collateral
Assets pledged by a borrower to secure a loan...
Applicant/Co-Applicant
Business entity and person requesting...
Lien
A legal claim against an...
Prime Contract
A contract awarded directly...
Certified 8(a) Firm
A firm owned and operated by socially and...
Applicant Individual
aka who is requesting an SBA loan...
GPM%
The measure of every sales dollar left...
Comparative Analysis
Is designed to point out significant trends that...
Best and Final Offer
For negotiated procurements...
Physical Loans
Funds to repair/replace dis...
Hardship Waiver
Method used to approve a...
Phase 2
Process to be used to determine economic injury for...
Projection
An estimate of future economic or...

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