Source: SBA.gov

Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on

September 9, 2022

Published on

June 20, 2018

SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.

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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.

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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.

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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.

Best and Final Offer

For negotiated procurements...

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Cash Flow Test

Part of the CET that determines if...

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Normal Annual Sales

Those sales that would have...

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Cash-basis Accounting

records revenue when cash is...

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Full and Open Competition

With respect to a contract action...

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Applicant Individual

aka who is requesting an SBA loan...

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Credit Score Test

Part of the home loan CET show a...

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Normal Gross Margin

The margin that would have been...

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Equity

An accounting term used to...

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Contractor Team Arrangement

An arrangement in which...

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Subcontract

A contract between a prime cont...

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Injury Period

The time period during...

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Comparative Analysis

Is designed to point out significant trends that...

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Sole Proprietor

an individual who...

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Phase 2

Process to be used to determine economic injury for...

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