Source: SBA.gov

Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on

September 9, 2022

Published on

June 20, 2018

SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.

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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.

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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.

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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.

Federal Acquisition Regulation (FAR)

The body of regulations which is...

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Small Business

A business smaller than...

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Best and Final Offer

For negotiated procurements...

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Physical Loans

Funds to repair/replace dis...

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Defense Acquisition Regulatory Council (DARC)

A group composed of rep...

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Affiliates

Business concerns, organizations, or...

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Balance Sheet or Statement of Financial Position

Assets = Liabilities + Equity...

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Duplicated Interest

The amount of interest exp...

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SAE (Stand Alone Economic Injury Disaster Loan)

provide necessary working capital to...

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DBA

ex. Blocker & Sons LLC, doing business as Bob's Burgers

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Amortization

A non-cash operating expense that...

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Available Asset Test

Part of the CET that determines if an applicant(s) has...

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Operating Leases

are deducted on the company’s...

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Working Capital (WC)

The amount of current assets that...

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Small Disadvantaged Business Concern

A small business concern that...

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