Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Normal Gross Margin
The margin that would have been...
Lien
A legal claim against an...
Request for Proposal (RFP)
A document outlining a...
Protégé
A firm in a developmental stage that...
Fair and Reasonable Price
A price that is fair to both parties...
Days Payable
A measure of the average time a...
S-Corporation
A form of corporation, allowed by...
Break-even Analysis
A calculation of the approximate sales...
Emerging Small Business
A small business concern whose...
Acquisition
The acquiring of supplies or...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Projection
An estimate of future economic or...
Physical Loans
Funds to repair/replace dis...
Normal Annual Sales
Those sales that would have...
Adjusted Net Worth
Post disaster fair market value of tangible...

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