Glossary
SBA Terms

Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Projection
An estimate of future economic or...
Prime Contract
A contract awarded directly...
Extraordinary Items
Additional expenses that are...
Phase 2
Process to be used to determine economic injury for...
Cash Flow Test
Part of the CET that determines if...
Cash-basis Accounting
records revenue when cash is...
Business Activity
The business (or loss) activity of...
Capital Leases
are for the purchase of fixed assets such as...
Duplicated Interest
The amount of interest exp...
Small Disadvantaged Business Concern
A small business concern that...
Electronic Data Interchange
Transmission of information bet...
Companion File
When an applicant has another application filed...
Trend Analysis
A comparative analysis of...
Best and Final Offer
For negotiated procurements...
Sole Proprietor
an individual who...

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