Source: SBA.gov

Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on

September 9, 2022

Published on

June 20, 2018

SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.

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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.

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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.

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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.

Small Business

A business smaller than...

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Schedule of Liabilities

A business debt schedule that lists all of the debts...

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Lien

A legal claim against an...

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Federal Acquisition Regulation (FAR)

The body of regulations which is...

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Credit Elsewhere Test (CET)

The test to determine the...

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Applicant Individual

aka who is requesting an SBA loan...

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Contracting

Purchasing, renting, leasing, or...

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Equity

An accounting term used to...

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Emerging Small Business

A small business concern whose...

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Joint Venture

In the SBA Mentor-Protégé Program...

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Available Asset Test

Part of the CET that determines if an applicant(s) has...

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Limited Partnership

A business organization with one or...

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Partnering

A mutually beneficial business-to-bus...

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Physical Loans

Funds to repair/replace dis...

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Affiliated Group

When two or more...

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