Glossary
SBA Terms

Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Subsidiary
A company for which a majority of the...
Working Capital (WC)
The amount of current assets that...
Companion File
When an applicant has another application filed...
Principal
the owner(s) of the Applicant Entity that...
Defense Contractor
Any person who enters into...
Contracting
Purchasing, renting, leasing, or...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Partnering
A mutually beneficial business-to-bus...
Prime Contract
A contract awarded directly...
Applicant Individual
aka who is requesting an SBA loan...
NAICS
NAICS codes are common...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Depreciation
A non-cash operating expense that...
Mentor
A business, usually large, or...
Days Payable
A measure of the average time a...

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