Glossary
SBA Terms

Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Amortization
A non-cash operating expense that...
Capital Leases
are for the purchase of fixed assets such as...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Subsidiary
A company for which a majority of the...
Injury Analysis
Measures the effects of...
Joint Venture
In the SBA Mentor-Protégé Program...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Best and Final Offer
For negotiated procurements...
Hardship Waiver
Method used to approve a...
Days Receivable
A measure of the average time a...
Emerging Small Business
A small business concern whose...
Substantial Damage
This means uninsured or otherwise uncompensated...
Contracting Officer
A person with the authority to...
Fair and Reasonable Price
A price that is fair to both parties...
Business Activity
The business (or loss) activity of...

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