Source: SBA.gov

Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on

September 9, 2022

Published on

June 20, 2018

SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.

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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.

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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.

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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.

Loan Authorization and Agreement (LA&A)

A contract between SBA and the borrower that...

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Affiliates

Business concerns, organizations, or...

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Comparative Analysis

Is designed to point out significant trends that...

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Extraordinary Items

Additional expenses that are...

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Available Asset Test

Part of the CET that determines if an applicant(s) has...

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Mentor

A business, usually large, or...

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Trend Analysis

A comparative analysis of...

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Economic Injury Disaster Loan (EIDL)

a working capital loan that...

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S-Corporation

A form of corporation, allowed by...

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GPM%

The measure of every sales dollar left...

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Contracting

Purchasing, renting, leasing, or...

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Collateral

Assets pledged by a borrower to secure a loan...

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Emerging Small Business

A small business concern whose...

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Guarantor

The legal entity and...

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Certified 8(a) Firm

A firm owned and operated by socially and...

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