Glossary
SBA Terms

Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Standard Industrial Classification (SIC) Code
A code representing a category within...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Federal Acquisition Regulation (FAR)
The body of regulations which is...
Adjusted Net Worth
Post disaster fair market value of tangible...
Subsidiary
A company for which a majority of the...
Certified 8(a) Firm
A firm owned and operated by socially and...
Defense Contractor
Any person who enters into...
Duplicated Interest
The amount of interest exp...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...
Full and Open Competition
With respect to a contract action...
Certificate of Competency
A certificate issued by the Small Bus...
Cash-basis Accounting
records revenue when cash is...
Equity
An accounting term used to...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Fair and Reasonable Price
A price that is fair to both parties...

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