Glossary
SBA Terms

Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Amortization
A non-cash operating expense that...
Best and Final Offer
For negotiated procurements...
Full and Open Competition
With respect to a contract action...
Subsidiary
A company for which a majority of the...
Phase 2
Process to be used to determine economic injury for...
Protégé
A firm in a developmental stage that...
Primary Activity
The major business activity of...
Collateral
Assets pledged by a borrower to secure a loan...
Applicant Entity
The business entity requesting...
Contracting Officer
A person with the authority to...
Electronic Data Interchange
Transmission of information bet...
Days Receivable
A measure of the average time a...
Duplicated Interest
The amount of interest exp...
Phase 1
Process used to determine the...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers

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