Glossary
SBA Terms

Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Best and Final Offer
For negotiated procurements...
Electronic Data Interchange
Transmission of information bet...
SCORE
Counselors to America's Small Bus...
Extraordinary Items
Additional expenses that are...
Amortization
A non-cash operating expense that...
Fair and Reasonable Price
A price that is fair to both parties...
Phase 1
Process used to determine the...
Adjusted Net Worth
Post disaster fair market value of tangible...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
Working Capital (WC)
The amount of current assets that...
Days Payable
A measure of the average time a...
Principal
the owner(s) of the Applicant Entity that...
Affiliate
Business concerns are affiliates if one concern...
Collateral
Assets pledged by a borrower to secure a loan...
GPM%
The measure of every sales dollar left...

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