Glossary
SBA Terms

Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Equity
An accounting term used to...
Applicant Entity
The business entity requesting...
Duplicated Interest
The amount of interest exp...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Federal Acquisition Regulation (FAR)
The body of regulations which is...
Best and Final Offer
For negotiated procurements...
Corporation (C-corp.)
The most common form of business org...
Partnership
A type of unincorporated business org...
Normal Gross Margin
The margin that would have been...
Limited Partnership
A business organization with one or...
S-Corporation
A form of corporation, allowed by...
Projection
An estimate of future economic or...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
NAICS
NAICS codes are common...
Credit Elsewhere Test (CET)
The test to determine the...

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