Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Certificate of Competency
A certificate issued by the Small Bus...
Phase 2
Process to be used to determine economic injury for...
GPM%
The measure of every sales dollar left...
Collateral
Assets pledged by a borrower to secure a loan...
Contract
A mutually binding legal rel..
Assets
The amount of current assets that is left...
P&L (Profit and Loss Statement)
also considered as Income Statement or...
Income Statement
Shows the entity’s income and...
Contracting
Purchasing, renting, leasing, or...
Applicant Entity
The business entity requesting...
Equity
An accounting term used to...
NAICS
NAICS codes are common...
Adjusted Net Worth
Post disaster fair market value of tangible...

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