Source: SBA.gov

Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on

September 9, 2022

Published on

June 20, 2018

SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.

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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.

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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.

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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.

Normal Annual Sales

Those sales that would have...

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Operating Leases

are deducted on the company’s...

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Working Capital (WC)

The amount of current assets that...

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Cash-basis Accounting

records revenue when cash is...

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Credit Elsewhere Test (CET)

The test to determine the...

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Partnership

A type of unincorporated business org...

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Small Business

A business smaller than...

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Applicant Individual

aka who is requesting an SBA loan...

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Contract

A mutually binding legal rel..

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Defense Acquisition Regulatory Council (DARC)

A group composed of rep...

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Break-even Analysis

A calculation of the approximate sales...

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P&L (Profit and Loss Statement)

also considered as Income Statement or...

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Emerging Small Business

A small business concern whose...

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Duplicated Interest

The amount of interest exp...

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Guarantor

The legal entity and...

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