Glossary
SBA Terms

Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Normal Annual Sales
Those sales that would have...
Negotiation
Contracting through the use of...
Income Statement
Shows the entity’s income and...
Lien
A legal claim against an...
Emerging Small Business
A small business concern whose...
Adjusted Net Worth
Post disaster fair market value of tangible...
Partnership
A type of unincorporated business org...
Phase 1
Process used to determine the...
P&L (Profit and Loss Statement)
also considered as Income Statement or...
Current Liabilities
A balance sheet item, which...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
Companion File
When an applicant has another application filed...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Equity
An accounting term used to...
Small Business
A business smaller than...

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