Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Affiliate
Business concerns are affiliates if one concern...
Companion File
When an applicant has another application filed...
Certificate of Competency
A certificate issued by the Small Bus...
Hardship Waiver
Method used to approve a...
Affiliates
Business concerns, organizations, or...
Best and Final Offer
For negotiated procurements...
Partnership
A type of unincorporated business org...
Subsidiary
A company for which a majority of the...
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Current Assets
A balance sheet item which equals...
GPM%
The measure of every sales dollar left...
Capital Leases
are for the purchase of fixed assets such as...
Physical Loans
Funds to repair/replace dis...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Phase 1
Process used to determine the...

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