Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Protégé
A firm in a developmental stage that...
Working Capital (WC)
The amount of current assets that...
Defense Contractor
Any person who enters into...
Injury Period
The time period during...
SCORE
Counselors to America's Small Bus...
Affiliates
Business concerns, organizations, or...
Cash Flow Test
Part of the CET that determines if...
Lien
A legal claim against an...
Applicant Entity
The business entity requesting...
Normal Gross Margin
The margin that would have been...
Liabilities
A financial obligation...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Emerging Small Business
A small business concern whose...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Phase 1
Process used to determine the...

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