Glossary
SBA Terms

Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
SCORE
Counselors to America's Small Bus...
Current Assets
A balance sheet item which equals...
Mentor
A business, usually large, or...
Current Liabilities
A balance sheet item, which...
Days Payable
A measure of the average time a...
Days Receivable
A measure of the average time a...
Limited Partnership
A business organization with one or...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...
Cash Flow Test
Part of the CET that determines if...
Contractor Team Arrangement
An arrangement in which...
Joint Venture
In the SBA Mentor-Protégé Program...
Affiliate
Business concerns are affiliates if one concern...
Contracting Officer
A person with the authority to...
Credit Elsewhere Test (CET)
The test to determine the...
Extraordinary Items
Additional expenses that are...

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