Glossary
SBA Terms

Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Current Assets
A balance sheet item which equals...
Partnership
A type of unincorporated business org...
Fair and Reasonable Price
A price that is fair to both parties...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Certificate of Competency
A certificate issued by the Small Bus...
Credit Score Test
Part of the home loan CET show a...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Substantial Damage
This means uninsured or otherwise uncompensated...
Affiliates
Business concerns, organizations, or...
Contracting Officer
A person with the authority to...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Certified 8(a) Firm
A firm owned and operated by socially and...
Protégé
A firm in a developmental stage that...
Subcontract
A contract between a prime cont...

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