Glossary
SBA Terms

Contracting Officer

A person with the authority to enter into, administer, and/or terminate contracts and make related determinations and findings.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Electronic Data Interchange
Transmission of information bet...
SCORE
Counselors to America's Small Bus...
Collateral
Assets pledged by a borrower to secure a loan...
Comparative Analysis
Is designed to point out significant trends that...
Break-even Analysis
A calculation of the approximate sales...
Defense Contractor
Any person who enters into...
Duplicated Interest
The amount of interest exp...
Amortization
A non-cash operating expense that...
Physical Loans
Funds to repair/replace dis...
Small Business
A business smaller than...
Limited Partnership
A business organization with one or...
Substantial Damage
This means uninsured or otherwise uncompensated...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Small Disadvantaged Business Concern
A small business concern that...
Injury Analysis
Measures the effects of...

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