Glossary
SBA Terms

Capital Leases

are for the purchase of fixed assets (machinery/equipment) and these assets are shown on the company’s balance sheet and represent a fixed debt. If the lease is a capital lease, the debt should be shown as a Note Payable.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Collateral
Assets pledged by a borrower to secure a loan...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...
Capital Leases
are for the purchase of fixed assets such as...
Standard Industrial Classification (SIC) Code
A code representing a category within...
Current Assets
A balance sheet item which equals...
S-Corporation
A form of corporation, allowed by...
Mentor
A business, usually large, or...
Subcontract
A contract between a prime cont...
Applicant Individual
aka who is requesting an SBA loan...
Injury Period
The time period during...
Comparative Analysis
Is designed to point out significant trends that...
SCORE
Counselors to America's Small Bus...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers

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