Glossary
SBA Terms

SAE (Stand Alone Economic Injury Disaster Loan)

provide necessary working capital to enable eligible businesses to overcome the financial impact of a declared disaster without providing assistance for physical disaster loss.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Joint Venture
In the SBA Mentor-Protégé Program...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Capital Leases
are for the purchase of fixed assets such as...
Normal Annual Sales
Those sales that would have...
Intermediary Organization
Organizations that play a funda...
Negotiation
Contracting through the use of...
Small Disadvantaged Business Concern
A small business concern that...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Guarantor
The legal entity and...
Break-even Analysis
A calculation of the approximate sales...
Standard Industrial Classification (SIC) Code
A code representing a category within...
Duplicated Interest
The amount of interest exp...
Trend Analysis
A comparative analysis of...
Injury Analysis
Measures the effects of...

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