Glossary
SBA Terms

SAE (Stand Alone Economic Injury Disaster Loan)

provide necessary working capital to enable eligible businesses to overcome the financial impact of a declared disaster without providing assistance for physical disaster loss.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Small Business
A business smaller than...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
Cash-basis Accounting
records revenue when cash is...
Normal Annual Sales
Those sales that would have...
Injury Period
The time period during...
Best and Final Offer
For negotiated procurements...
Contracting Officer
A person with the authority to...
Guarantor
The legal entity and...
Partnership
A type of unincorporated business org...
Affiliated Group
When two or more...
Certificate of Competency
A certificate issued by the Small Bus...
Duplicated Interest
The amount of interest exp...
Corporation (C-corp.)
The most common form of business org...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Trend Analysis
A comparative analysis of...

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