Glossary
SBA Terms

SAE (Stand Alone Economic Injury Disaster Loan)

provide necessary working capital to enable eligible businesses to overcome the financial impact of a declared disaster without providing assistance for physical disaster loss.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Equity
An accounting term used to...
Small Disadvantaged Business Concern
A small business concern that...
Credit Score Test
Part of the home loan CET show a...
SCORE
Counselors to America's Small Bus...
Lien
A legal claim against an...
Applicant Individual
aka who is requesting an SBA loan...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Affiliate
Business concerns are affiliates if one concern...
Extraordinary Items
Additional expenses that are...
Physical Loans
Funds to repair/replace dis...
Operating Leases
are deducted on the company’s...
Trend Analysis
A comparative analysis of...
Sole Proprietor
an individual who...
NAICS
NAICS codes are common...

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