Glossary
SBA Terms

SAE (Stand Alone Economic Injury Disaster Loan)

provide necessary working capital to enable eligible businesses to overcome the financial impact of a declared disaster without providing assistance for physical disaster loss.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Certificate of Competency
A certificate issued by the Small Bus...
GPM%
The measure of every sales dollar left...
Working Capital (WC)
The amount of current assets that...
Partnership
A type of unincorporated business org...
Cash-basis Accounting
records revenue when cash is...
Contracting
Purchasing, renting, leasing, or...
Amortization
A non-cash operating expense that...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Adjusted Net Worth
Post disaster fair market value of tangible...
Electronic Data Interchange
Transmission of information bet...
Companion File
When an applicant has another application filed...
Hardship Waiver
Method used to approve a...
Equity
An accounting term used to...
Certified 8(a) Firm
A firm owned and operated by socially and...

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