Glossary
SBA Terms

SAE (Stand Alone Economic Injury Disaster Loan)

provide necessary working capital to enable eligible businesses to overcome the financial impact of a declared disaster without providing assistance for physical disaster loss.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Current Liabilities
A balance sheet item, which...
Emerging Small Business
A small business concern whose...
Physical Loans
Funds to repair/replace dis...
Protégé
A firm in a developmental stage that...
Partnership
A type of unincorporated business org...
Affiliated Group
When two or more...
Normal Annual Sales
Those sales that would have...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
S-Corporation
A form of corporation, allowed by...
Credit Score Test
Part of the home loan CET show a...
Cash-basis Accounting
records revenue when cash is...
Guarantor
The legal entity and...
Working Capital (WC)
The amount of current assets that...
Fair and Reasonable Price
A price that is fair to both parties...
Equity
An accounting term used to...

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