Glossary
SBA Terms

SAE (Stand Alone Economic Injury Disaster Loan)

provide necessary working capital to enable eligible businesses to overcome the financial impact of a declared disaster without providing assistance for physical disaster loss.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Business Activity
The business (or loss) activity of...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Affiliate
Business concerns are affiliates if one concern...
Acquisition
The acquiring of supplies or...
Best and Final Offer
For negotiated procurements...
Certificate of Competency
A certificate issued by the Small Bus...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
GPM%
The measure of every sales dollar left...
Normal Annual Sales
Those sales that would have...
Operating Leases
are deducted on the company’s...
Affiliated Group
When two or more...
S-Corporation
A form of corporation, allowed by...
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Prime Contract
A contract awarded directly...
Credit Score Test
Part of the home loan CET show a...

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